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Payment a Day - Chapter 2026
Comments
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My PAD today was £1.23, no aditional income today but I want to make this a habit so I rounded off a CC
May total so fat £135.41
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.342 -
I hope you do mange to make it a habit @DiaryofanotherSaver
It has worked wonders for me, and I have to give credit to @LittleMissDetermined for recommending PADding. I PAD as often as I can and even the smallest of PADs makes a difference eventually. Sometimes it seems like quite a slog and then suddenly things start to look a lot more manageable
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
A massive £2520.47 total PAD for 27 May 26
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
My PAD today is £25
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
Thank You 😊 I did it from 2024 to 2025 when we were saving for our dream holiday (Which we went on and it was amazing). I got made redundant a few weeks after we got home, hence the state of my finances at this point, but I know how well it worked for saving so I have no doubt it will help for getting things back on track now, and to be honest it makes me keep an eye on everything so I'm not just ignoring it, that in itself is invaluable.
Todays PAD is £16.00 off CC
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.342 -
You got this 💪🏻🥳
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%1 -
that’s a good amount 😍
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%1 -
Blimey Antomac 😵😵😵😵
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%1 -
£8 today to retirement savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
The £2520.47 was the total for everyone’s PADs for the 27th, not just my own PAD 😊
In a few days I can post the grand total for everyone’s PADs for May. It’s going to be a record breaker, boosted massively by your life changing repayments earlier this month.
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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