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Payment a Day - Chapter 2026

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Comments

  • AntoMac
    AntoMac Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Total of all PADs for 19 June 26 is £128

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • angelicious
    angelicious Posts: 836 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    £2 today to sav

    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • Bounty123
    Bounty123 Posts: 305 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper

    £1.50 PAD to cc for today.

    2026 MFW No:23
    MFiT-T7 12
  • Keedie
    Keedie Posts: 3,215 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker

    Hi @Bounty123 I can put you down for September thank you! I will do August, and that we have a good run for the next few months, and then we'll need October and November counter uppers, as I am doing December as well.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
  • Keedie
    Keedie Posts: 3,215 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 20 June at 12:24PM

    Thank you for your kind words @AntoMac, it's nice to know that you think I am doing okay with running the thread 🤗. And yes, we've surpassed 2025's total already! And we're steadily working towards 2024's total that was £128,462.47 and I reckon we can definitely do that by the end of the year.

    I've been tracking it since January 2022, and since then we've PADded over £600k! 😳🤯

    Screenshot 2026-06-20 at 12.20.05.png

    Does anyone think adding the screenshot at the beginning of the new thread to cover all of 2026 would be a good idea for motivation, or too off putting for newbies? Let me know if you can't see the table.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
  • Keedie
    Keedie Posts: 3,215 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker

    My PAD for today is £16.23 into spare change challenges. I managed to complete my mini penny challenge for the first time and it saves £50.50 each time, and I put 50p and under in my money tins.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 497 Forumite
    100 Posts Photogenic Name Dropper
    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • AntoMac
    AntoMac Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Personally I like to see the history @Keedie as it shows what we as a collective can achieve as a group. £600k plus is an incredible grand total.

    I would hate to put anyone off though and always love seeing new joiners. We seem to have a solid number of regulars at the moment which I find motivating and good to see.

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    My PAD today is £15

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 3,215 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker

    Yeah I agree @AntoMac about seeing the history of what we have achieved, but I'd hate for the numbers to be daunting for someone new to PADding and I wouldn't want to put anyone under financial pressure.

    Maybe when I do the final update for 2026 on 1 January 2027, as I can post it at the end of this thread, so that when we start Chapter 27 (for 2027) it's a clean slate with no pressure. But I'll see what people think nearer the time.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
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