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Contributions Based NS ESA to UC query (not transitional)

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  • Altior
    Altior Posts: 2,171
    Sixth Anniversary 1,000 Posts Name Dropper
    Forumite

    If anyone has even partially followed my personal commentary, they'll have soon realised that two of my flaws are overthinking, and the pursuit of perfection.

    I have now settled on a pencilled in 'plan' for my financial affairs going forward. I have, for the time being at least, landed on a more prudent approach. Instead of rapidly winding down my savings accounts in order to squeeze the most amount of interest possible, minimise tax, and leaving it as late as possible, I have begun the pruning activity in this tax year. In my gut I feel like it is sensible to have as much distance from this activity as is viable, away from my future UC application. I'm not doing anything untoward, and there's nothing I need to hide, but I just don't feel like having a list of savings accounts as long as my arm recently closed before a UC application would be the smartest of moves. It might just pique interest (pardon the pun), and I'd prefer my application to be boring, rather than interesting.

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