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Investing in Us: Holidays, Health, and the Road to £150k

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Comments

  • northwalesd
    northwalesd Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I hope you feel better after a restful day.

  • beanielou
    beanielou Posts: 99,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Take care ❤️‍🩹

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Big hugs @debtfreewannabe321, you sound run down.

    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £98,655.10/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%

    2). #47 Save 1p a day challenge 2026 £96.47/£780

    3). £2,763.96/£3000.00 - Investment ISA

    4). CC debt - £21,148.38. Aiming for £19,999.99 31/12/2026

    5). £252.66 / £1000.00 - EF

    6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED
  • Watty1
    Watty1 Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    The wedding is coming around so quick. Love the sound of the plans. Hope you feel much better today.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 99,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    I personally think that you should have the rest of the week off 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I've tried all the shoes on 👏🏻🤗 found a comfy pair I like. Odd that I got all the same size and some were too big and some not. They were varying amounts of comfy too and I confess to liking three pairs and choosing the comfiest of all three to keep 😊. I've officially reached that age I said I'd never get to where I allow comfort to supersede what looks best..and I don't even care 💅🏻 🫶🏻😁.

    @beanielou DP would agree with you..he's told me to just walk and quit. 🙈

    I've watched a programme on N3tflix about gut health and it's yet another reminder I need to sort my diet out. 🫣 I keep reading about links between health- autoimmune disease and gut. Depression and gut. Overweight and the gut....and so on and so forth 🫣. I think this really needs to be my focus over summer. I can then get these health issues into check (hopefully).

    It's absolutely chucking it down here so no gardening today...also don't need to water the grass seeds 👏🏻.

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • KajiKita
    KajiKita Posts: 10,147 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Glad the shoes worked out and as I understand it, the reason that the same size shoes will fit differently is that they all have different lasts or templates, some of which suit our individual feet better than others. Different materials with different stretch or slip characteristics adds to that variation.

    Good luck with the gut re-set. What kind of tactics are you going to use?

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    I wouldn’t quit. See out whatever sick pay you are entitled to.
    Good news on the shoes.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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