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Investing in Us: Holidays, Health, and the Road to £150k

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Comments

  • KajiKita
    KajiKita Posts: 9,073 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I was going to say something along the same lines as Daisy, but a lot simpler …

    Does this friendship spark joy in you? 
    If it doesn’t, why are you sustaining it and should it go? 

    Well done on the Roman buys … seriously tempted to go and have a look myself now … 🤔

    KK


    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 9,073 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’m glad you’ve made that decision. You deserve better than someone who laughs at things that matter to you. 

    That Roman sale is sounding even more tempting!! 😂😂😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have recently phased out a friend by matching her energy (or lack of) and I am fine with it and wish her no ill.  People change and we have known each other for over 40 years which in some ways makes it hard but really there’s no point flogging a dead horse.

    Glad to say we don’t have a Roman shop near me so haven’t encouraged me to look but glad you found some bargains.
    Mortgage OP 2026 £0/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,821

    Make £50 a month Jan £0
    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • daisy_1571
    daisy_1571 Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you made that decision, definitely put off the next big holiday potential meetup if it gets suggested 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Morning all,

    Why is it my body clock wakes me up at 7 am on a day off but on a work day I can sleep through three alarms 🚨 🤣.

    @KajiKita as your MSE friend I will say, don't do it on the Roman sale. But as a friend who loves their clothes I'd say, omg do it quickly before they sell out woman! 🤣 Choose whichever message you need 😁.

    @daisy_1571 I definitely will. Even DP kind of rolls eyes when I say I'm meeting her. She was the one who used to give me lifts to work before she left and oh wow I have never seen anyone who matches her level of road rage. Like ever. And my dad used to be bad, and I'm pretty bad for it sometimes too. She could start a fight with someone on an empty road where this no fight to be had. Mad. She's clearly stressed but I have to stop taking on these friends like I can fix them. I can't. 🙈

    @skint_spice I will also match energy too and my sister has been phased out this year on contact because I stopped being the one to initiate every time. I got sick of it. Then lo and behold I've not seen her in an entire year. And heard from her just once when I messaged to say what have I done wrong?! I'd done nothing which was precisely what was wrong I was not chasing a relationship with her any more. And I've finally figured out after 46 years that even family relationships can be one sided and that's not okay either.

    ♥️
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Watty1
    Watty1 Posts: 7,653 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Roman has shops?!  Did not know that - had never heard of them until a few weeks ago when I purchased a brand new with tags jacket at the local charity shop and the staff all said how lucky I was it fitted, jacket is lovely and was only £6

    As for friends, great advice on here as ever.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • @Watty1 I think they've quite a few stores I tend to go to an outlet place to get my bits 😁 I remember first finding them near where my mum used to live in Kent so I think they're all over the country (I know of a few around me in the Midlands). 

    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
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