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365 Day 1p Challenge for 2026

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  • I_Love_comps
    I_Love_comps Posts: 2,588 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    #11 £5.38 
    Total. £5.38
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



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  • ruis72
    ruis72 Posts: 34 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    Can I join please? 
  • #no 13 paid January’s £4.96
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 11/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 4%

    #cc1 200/4100 29%
    #cc2 NatWest 150/3400 29%
    #cc3 Halifax 0/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • lashie
    lashie Posts: 78 Forumite
    Part of the Furniture 10 Posts
    #18 - £23.25
    i have written all the monthly amounts down and created a lucky dip, this month I pulled out the total for March!. 

  • 1stTimer
    1stTimer Posts: 481 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    lashie said:
    #18 - £23.25
    i have written all the monthly amounts down and created a lucky dip, this month I pulled out the total for March!. 

    That’s a cool idea!
    The 365 Day 1p Challenge 2026 #26 £108.50/£667.95
    Save £12k in 2026 #12 0/£7500

    Car Loan Nov 25- £14,114.74
  • lashie said:
    #18 - £23.25
    i have written all the monthly amounts down and created a lucky dip, this month I pulled out the total for March!. 

    That’s a brilliant idea! 
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 11/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 4%

    #cc1 200/4100 29%
    #cc2 NatWest 150/3400 29%
    #cc3 Halifax 0/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • kilasuit
    kilasuit Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    FYI Monzo have this built in to their app & are allowing you to do 1p, 2p or 4p a time and can change it or withdraw as needed & depending on your account type I think they give a different savings rate on this too.  
    But you can if you bank with them also use IFTTT to do a reverse 1p saving challenge as well a £1 weekly & Reverse £1 weekly

    I'm going to be trying to do all the above as well as also using my Indulgence Savings IFTTT applets for when I spend money at likes of McDonalds, JustEat etc where it will add the same amount I spend into a pot too. When I last did all of this I was saving about £600 a month but was digging into it at the end of the month but I was working at the time in a decent job.
  • lashie said:
    #18 - £23.25
    i have written all the monthly amounts down and created a lucky dip, this month I pulled out the total for March!. 


    That is an excellent idea.
    It happens that about £20 is all I'm going to be able to save this month, so £23.25 has been tucked away for now.
  • Portfan
    Portfan Posts: 12 Forumite
    10 Posts Photogenic
    Please Can I join the 1p challenge.
    Im a new forum member 
  • Nigella65
    Nigella65 Posts: 1 Newbie
    First Post
    Looking forward to to taking part in the 1p Savings Challenge for 2026.
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