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365 Day 1p Challenge for 2026
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Lots of keen challengers here eager to start saving in 2026. Thanks to @MSE_Stace for highlighting this on the forum front page this morning.
I have allocated 1-20 for the first batch of challengers for 2026. Hopefully I have not missed anyone but let me know if I have.
I look forward to reading all your updates and personally I will be making my first payment of £50 on Thursday 1st January. That works better for my budgeting.1 enthusiasticsaver 2 Dizzycap 3 BeyondDirect981 4 claremylove 5 teapot2 6 sonas_baby 7 LittleMissDetermined 8 BlueJ94 9 MsMoon 10 Starbrite 11 I_love_comps 12 jaxsmar 13 ThriftyPrincess40 14 Blackberrycurved 15 Pixie_Fairydust 16 outoftheviciouscircle 17 flamingo22 18 lashie 19 Ambyth 20 lastbigspender I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120004 -
yyiipppeee #20 for me 😊😊.
so we need to have £667.95 by end of 2026?OD £2,500 cleared onto Money Transfer
Invested £100 into Vanguard FTSE all world
MT 0% 20 months £0.00/£2,575
No. #20 - Save 1p A Day 2026 £2.76/ £667.95
No. #6 - Fiver Friday Challenge for 2026 £20/£2600 -
Hi @enthusiasticsaver can I join again please?
I've not looked at the MSE forum since finishing the 2025 challenge
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That is correct.lastbigspender said:yyiipppeee #20 for me 😊😊.
so we need to have £667.95 by end of 2026?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120001 -
back for 2026, was number 8 last year but any will do its only a number.
as usual i start this challenge in december as i want to finish in november 2026 as its for extra presents.
this will be mostly made up with roundups, small interest and any cash that's in my tin.0 -
Hi! Could you please add me to the challenge? Thanks!Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/Dec 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/6378
Card 2 5674/3564
Card 3 5158/3532
Card 4 0/10785
Total 37036/24274
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1 -
Thank you for running the challenge again, @enthusiasticsaver! I'd love to join for 2026, I think it'll be my third or fourth round. I don't have a number preference.0
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Hey
Can I join please? I like the idea of working backwards as Dec always seems heavy on the pocket.
This will be my 2027 House emergency fund fingers crossed 🤞The 365 Day 1p Challenge 2026 #26 £108.50/£667.95Save £12k in 2026 #12 0/£7500
Car Loan Nov 25- £14,114.741 -
I'd like to give this a go, please.
I'll be taking the monthly approach with my saving.0 -
Hello, I’d love to join the 1p challenge for 2026 👍0
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