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365 Day 1p Challenge for 2026

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Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,393
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    Congratulations to @1stTimer on finishing the challenge

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£12,000
    365 day 1p Challenge 2026 £667.95/£700
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • lashie
    lashie Posts: 88
    Part of the Furniture 10 Posts
    Forumite

    #18


    £42.16 for October please.

    Thanks.

  • maggiem
    maggiem Posts: 2,119
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite

    #46 £12.74 transferred to savings account, nearly there now!

  • lastbigspender
    lastbigspender Posts: 225
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Forumite

    £410.65 for me

    OD £2,500 cleared onto Money Transfer

    MT 0% 20 months Jan26 £1,600 / £2,575


    No. #20 - Save 1p A Day 2026 £483.24 /  £667.95

    No. #6 - Fiver Friday Challenge for 2026 £305 / £260 - COMPLETE 

    Invested £360 into Vanguard FTSE all world
  • #3, checking in for the final time this month with another £25, making my total £50 for October.

  • This seems unsutainable.

    Saving £4.96 in the first month by doubling is fine, How do you end up saving £108 in the last month? Couldn't you just save £108 in the first month?

  • 1stTimer
    1stTimer Posts: 594
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Forumite

    I did it by working backwards, it felt easier as the end of the year is always more expensive for me. Some I see are paying a set amount each month so it really is which ever way works easiest for you.

    The 365 Day 1p Challenge 2026 #26 £667.95/£667.95✔️
    Save £12k in 2026 #12 £14,315.67/£7500

    Car Loan
    Dec 25- £14,114.74 (60mth) / paid off Aug 2026
  • feb March and sept potted 👍🏻

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • RozJC
    RozJC Posts: 40
    Part of the Furniture 10 Posts Combo Breaker
    Forumite

    #31

    Hello, sorry, I always forget to come here and update.

    I've been putting my monthly payments in as always, so looking at the sheet, it'll have been £168 since my last update.

  • claremylove
    claremylove Posts: 804
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite

    #4 reporting in. Now up to £863

    £2 coin savings club 2026 #1 £412 (2025 £696; 2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640) Saving for Xmas £1 a day 2026 #1 £606 / £730 Save a penny a day 2026 #4 £863.00 / £667.95 3-6 month emergency fund challenge #48 £27,400 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
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