We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vulnerable Parent Property Sale

fmc88
fmc88 Posts: 6 Forumite
Sixth Anniversary Name Dropper Combo Breaker First Post
edited 9 December at 1:09PM in House buying, renting & selling
.z x x x x x 
«1

Comments

  • RAS
    RAS Posts: 36,242 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The starting point is that mum should not be putting the house in joint names and partner should not be selling the house.

    Does your mum have LPAs in place naming you as attorney? AgeScotland have some good advice on line.

    They also have a help-line. Don't know about the Scottish group but they may well be able to offer basic legal advice. 
    If you've have not made a mistake, you've made nothing
  • Jemma01
    Jemma01 Posts: 460 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    edited 9 December at 7:02AM
    Your mum needs her own lawyer, don't share a lawyer with him. Attend the appointments with your mum and make sure solicitor is aware of her health issues.
    Don't allow him to steal 50% of her house by putting his name on it. If he's trying to influence her otherwise, tell her lawyer that. Let the lawyers do the talking, tell your mum not to agree to anything, it is a conversation between the two lawyers.

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    MFWB 2026 #44. 
    Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% -> 4.94%)
    • Q1/2025 = 125.3k (4.94% -> 4.69%)
    • Q2/2025 = 108.9K (4.69% -> 4.44%)
    • Q3/2025 = 92.2k (4.44% -> 4.19%)
    • Q4/2025 = 48k (4.19% -> ??)
  • silvercar
    silvercar Posts: 50,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    One of the times when you hope they haven’t taken out LPAs for each other! Do check this and if one hasn’t been created, then consider creating one where you can act for Mum if she can’t act for herself.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • elsien
    elsien Posts: 36,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    he currently has no legal right to half the house but would seem to feel that after 20 years together he may have built up a beneficial interest.
    Without further details as to what money has put in over the years it’s not possible to comment further on this which is why your mother needs her own solicitor. This could get contentious and it would be a conflict of interest the one working for both.
    Having said that, she may agree that he has built up some equity in the house and wants to be fair to him so then the negotiation is how much money that should be.
    From her perspective, it would be preferable to have that discretion now and then an agreement of how much to give him from the sale of the house after it sells, rather than transfer the house into joint names now which automatically gives him 50%. 
    If there is a power of attorney naming him and she wants to ch change that then in England at least they are very easy to revoke and then she could make a new one naming someone else, possibly yourself if she wishes. 
    if there isn’t an LPA she should seriously consider making one because having had a stroke she may be at risk of another one which could have s more serious impact
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • user1977
    user1977 Posts: 18,759 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 9 December at 8:36AM
    fmc88 said:

    Her partner wants to visit a lawyer to change the home into both names before selling 

    In return for what? And what's the point of doing so? If they intend to immediately sell then the recent transfer of title is likely to be a problem from buyers' point of view. She can still sell in her sole name and agree to give him some of the proceeds.

    I would think a solicitor (who is aware of the background) to be at least wary about acting for both of them.
  • Keep_pedalling
    Keep_pedalling Posts: 21,931 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Most of the money is not all of the money so it does seem like he has built up a beneficial interest in their home although not 50%. Having said that I would not trust him to deal with everything. 

    They need to establish what that beneficial interest is and either sell the house and your mother’s ex partner gets his smaller share or your mother pays him his share and stays put. What she must not do is put the property in joint names

    If your mother has not put lasting power of attorney in place that is something she needs to do. That takes time so in the mean time she could give you POA to act for her in this matter. She should seek independent legal advice not go along the a solicitor of her partners choice. 
  • Albermarle
    Albermarle Posts: 29,586 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    saajan_12 said:
    fmc88 said:
    .z x x x x x 
    Why delete the original post? Posters were trying to help and your situation could help others in future. 

    Perhaps they were getting a different type of answer than they expected, and felt uncomfortable?

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.