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ISAs with monthly interest (and possibly some access as well)

Not sure if this is even a possibility or whether such an ISA exists but has anyone got any suggestions as to cash ISAs which add the interest on monthly.
This is for new funds (but possibly I can also transfer an ISA from a previous year across). 
Ideally I would like easy access and fixed rate but I know this wont be possible so maybe a few withdrawals allowed per year without penalty (in case of dire emergencies) 
Also ideally one that I can add new funds to throughout the year- not just in the initial month.

MY OH has an ISA - which is an accumulation of 2 years ISAs, fully funded which he has opted for monthly interest (even though the interest rate is slightly less)
 Its quite satisfying to see the interest going on each month and the total gradually increase. 

Thanks in advance for nay suggestions. 
“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”

Comments

  • Nearlyold
    Nearlyold Posts: 2,451 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 December 2025 at 2:28PM
    My Trading 212 Cash ISA adds the interest to the balance monthly. You also get info on the daily interest being earnt through the month. You can scroll across the page to view a graph of how your money has grown from inception.
  • poseidon1
    poseidon1 Posts: 2,448 Forumite
    1,000 Posts Second Anniversary Name Dropper
    mhoc said:
    Not sure if this is even a possibility or whether such an ISA exists but has anyone got any suggestions as to cash ISAs which add the interest on monthly.
    This is for new funds (but possibly I can also transfer an ISA from a previous year across). 
    Ideally I would like easy access and fixed rate but I know this wont be possible so maybe a few withdrawals allowed per year without penalty (in case of dire emergencies) 
    Also ideally one that I can add new funds to throughout the year- not just in the initial month.

    MY OH has an ISA - which is an accumulation of 2 years ISAs, fully funded which he has opted for monthly interest (even though the interest rate is slightly less)
     Its quite satisfying to see the interest going on each month and the total gradually increase. 

    Thanks in advance for nay suggestions. 

    I insist on all my instant access cash isas to pay monthly, either direct to me, or visibly accrue so that I can cream off when I feel like it.

    On this basis you could look at the likes of, Charter Savings Bank, Paragon Bank, Kent Reliance to name a few.
  • Malchester
    Malchester Posts: 1,073 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I have all my interest from savings (fixed rate and easy access) and ISAs (fixed rate) on a monthly basis as it gives me the greatest flexibility in planning. There are more banks / building societies that pay monthly interest that you realise. Some however will pay monthly interest but only for it to be compounded, and others only for it to be paid away. The ones I use are Kent Reliance, Coventry Building Society, Ulster Bank Limited Saver, Saffron Building Society (only a limited number of monthly interest accounts), Hodge Bank, Vida Savings.
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