December 2025 NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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Thank you, yes I’m on track for this month 💪🏻cathybird said:@Frisby40 yes you'd be most welcome to join! I've added you to the list
I put your target as 15 since that's the figure you mentioned but we are nearly halfway through December, so would that be right for this month? Also, if you let me know your tally for the month so far I'll add that too. Debts off by Xmas 2026 0/4000
NSD Dec 16/20
365 challenge
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110001 -
Going to be an NSD here today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2025, as @ 24th December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 7/15
beanielou 13/19
BogStandardBob 12cathybird 11/15
Dizzycap 13/20
Frisby40 10/15
InDebtEnby 4/13
KajiKita 9/18
laurenh1 5/18
leftatthetrafficlights 6/15
LittleMissDetermined 11/15
Pinkpieuni 4/10
Prodigal50 10QueenJess 15short bird 18VickyA 2 6/15
To see the updated results for December on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
A NSD here, so I'm now on 6/15
Love how this is so motivating and I am beginning to see how I can move towards savings.
Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared3 -
One for meCurrent No Spend Challenge: 10/13
2025 No Spend Days: 157/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It's another NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
It's a 13/20 NSD Monday!
~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - On Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.16 Sealed (Christmas) Pot Challenge 19 - 2026 - 24/12/25 - 24/10 2026 £40+ / £400 (1)1 -
NSD today for me 10/15 💪🏻Debts off by Xmas 2026 0/4000
NSD Dec 16/20
365 challenge
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110001
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