Are there any reasons not to invest in this?

PixelPound

Dannydee333 said:

So it's the first week of 2026 and I was hoping to open an account and begin investing but having read back through this, I'm now just as overwhelmed with what I should do as I was a couple of years ago when it was completely alien to me. I thought when I posted this 2 months ago I was confident in what I was planning to do, but now I'm not.

I wanted to start popping 300 quid a month into an account but now I'm not so sure. I'd probably be better just focusing on building my new online business and investing the 300 quid there instead of trying to have too many hands in too many pies.

Some have pointed out the flaw of using chatbots for financial advice, I'll point out another, listening to forum posters, everyone's viewpoint will be different to yours.

The best time to invest was years ago, the next best time is today. Too many people put off investing trying to find the optimal or perfect strategy. Maybe your online business could use it, but doesn't mean you forget long term investments in your future (e.g. pension and ISA).

Have a look at the UK based investors on YouTube, e.g. Toby Newbatt, Damien Jordan (Damien Talks Money), and others, who have some good stuff for people starting out.

masonic

PixelPound said:

Have a look at the UK based investors on YouTube, e.g. Toby Newbatt, Damien Jordan (Damien Talks Money), and others, who have some good stuff for people starting out.

Surely the "don't listen to" argument applies equally to them too.

Maybe I'm biased, but I'd put MSE forum posters and certain YouTubers way above AI in the quality of their commentary.