Land registry

Yorkie1

If the property is already registered with the Land Registry, and you have concerns about anything untoward going on with its ownership, you can place a property alert on the title.
Property Alert - GOV.UK

adeo

bobster2 said:

adeo said:

My dad put me in his will naming me as to taking ownership of his fully paid mortgage home several years ago. He gave me my copy of the his will with the deeds to the house. But recently those documents have mysteriously disappeared. We have looked everywhere but found nothing! My 20+ nephew and his gf live with my dad and I suspect they may have stolen them, I have no actual proof and have not asked them!
Is there anything me or my dad can do to get another copy from the land registry office and also change deeds named person to my name?

If he is leaving his house to you in his will - then the land registry would not have any record of this. The deeds would only be changed after he dies. This is something the executor of the will would be able to do having obtained probate - but the original will would be needed for this.
If you want to get a copy of the current deeds you can download here (for a small fee).
https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds
Be careful to avoid unofficial sites which charge more to access the same information.
(I see from previous threads you seem to be under the impression that being the executor of a will gives you responsibilities and rights to act on financial matters while someone is still alive - this is a misunderstanding).

The original deeds was a paper document from 1970s so definitely not registered online at land registry to my knowledge! Thanks for your help ✌️

adeo

itsthelittlethings said:

I can’t think of anything. Do you live there? Otherwise I think you will have to pay capital gains tax when you sell the house.

No I don't live there but my dad wishes per his will is for me to inherit and live at his house after his death probably with my nephew and gf, nephew has lived there for about 20+years.
Why do you think I will need to pay CGT?

itsthelittlethings

adeo said:

itsthelittlethings said:

I can’t think of anything. Do you live there? Otherwise I think you will have to pay capital gains tax when you sell the house.

No I don't live there but my dad wishes per his will is for me to inherit and live at his house after his death probably with my nephew and gf, nephew has lived there for about 20+years.
Why do you think I will need to pay CGT?

Only if you sell it.

adeo

user1977 said:

Had he made a new Will since your last thread?

https://forums.moneysavingexpert.com/discussion/6444398

No still original will 

Emmia

adeo said:

user1977 said:

Had he made a new Will since your last thread?

https://forums.moneysavingexpert.com/discussion/6444398

No still original will 

This is the will that has vanished alongside the original deeds to the property?

Is your father of sound mind? If that's the case I'd be getting him an appointment with a solicitor for a new will pronto, and registering this new will with HMCTS. 

poseidon1

itsthelittlethings said:

adeo said:

itsthelittlethings said:

I can’t think of anything. Do you live there? Otherwise I think you will have to pay capital gains tax when you sell the house.

No I don't live there but my dad wishes per his will is for me to inherit and live at his house after his death probably with my nephew and gf, nephew has lived there for about 20+years.
Why do you think I will need to pay CGT?

Only if you sell it.

You are introducing unnecessary confusion here and in any event technically incorrect.

On death of father , OP would ( under a will ) inherit the property at the new market value prevailing at that time. All pre death gains washed away.

OP then says he may subsequently move into the property  with nephew /gf , at which point he will be entitled to main residence CGT exemption going forward, so still no CGT exposure.

OP just focus on sorting out your father's will, and look into whether it's worthwhile getting the property registered  with the land registry sooner rather than later.

sheramber

poseidon1 said:

itsthelittlethings said:

adeo said:

itsthelittlethings said:

I can’t think of anything. Do you live there? Otherwise I think you will have to pay capital gains tax when you sell the house.

No I don't live there but my dad wishes per his will is for me to inherit and live at his house after his death probably with my nephew and gf, nephew has lived there for about 20+years.
Why do you think I will need to pay CGT?

Only if you sell it.

You are introducing unnecessary confusion here and in any event technically incorrect.

On death of father , OP would ( under a will ) inherit the property at the new market value prevailing at that time. All pre death gains washed away.

OP then says he may subsequently move into the property  with nephew /gf , at which point he will be entitled to main residence CGT exemption going forward, so still no CGT exposure.

OP just focus on sorting out your father's will, and look into whether it's worthwhile getting the property registered  with the land registry sooner rather than later.

I think it’s the little things was referring to

“also change deeds named person to my name?”

If he didn’t live there and was given ownership now CGT  could apply when the house was sold. 

EssexHebridean

adeo said:

bobster2 said:

adeo said:

My dad put me in his will naming me as to taking ownership of his fully paid mortgage home several years ago. He gave me my copy of the his will with the deeds to the house. But recently those documents have mysteriously disappeared. We have looked everywhere but found nothing! My 20+ nephew and his gf live with my dad and I suspect they may have stolen them, I have no actual proof and have not asked them!
Is there anything me or my dad can do to get another copy from the land registry office and also change deeds named person to my name?

If he is leaving his house to you in his will - then the land registry would not have any record of this. The deeds would only be changed after he dies. This is something the executor of the will would be able to do having obtained probate - but the original will would be needed for this.
If you want to get a copy of the current deeds you can download here (for a small fee).
https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds
Be careful to avoid unofficial sites which charge more to access the same information.
(I see from previous threads you seem to be under the impression that being the executor of a will gives you responsibilities and rights to act on financial matters while someone is still alive - this is a misunderstanding).

The original deeds was a paper document from 1970s so definitely not registered online at land registry to my knowledge! Thanks for your help ✌️

You need to double check on the registration question. If the property is not registered, and what has gone astray is the documentation that would prove the ownership, you may have quite a tangle to sort out as and when registration is needed. 

Edit to add

Back in 2023 you said that your Dad had given the deeds to you - is there a chance that you still had them, but had forgotten about it? 

adeo

EssexHebridean said:

adeo said:

bobster2 said:

adeo said:

My dad put me in his will naming me as to taking ownership of his fully paid mortgage home several years ago. He gave me my copy of the his will with the deeds to the house. But recently those documents have mysteriously disappeared. We have looked everywhere but found nothing! My 20+ nephew and his gf live with my dad and I suspect they may have stolen them, I have no actual proof and have not asked them!
Is there anything me or my dad can do to get another copy from the land registry office and also change deeds named person to my name?

If he is leaving his house to you in his will - then the land registry would not have any record of this. The deeds would only be changed after he dies. This is something the executor of the will would be able to do having obtained probate - but the original will would be needed for this.
If you want to get a copy of the current deeds you can download here (for a small fee).
https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds
Be careful to avoid unofficial sites which charge more to access the same information.
(I see from previous threads you seem to be under the impression that being the executor of a will gives you responsibilities and rights to act on financial matters while someone is still alive - this is a misunderstanding).

The original deeds was a paper document from 1970s so definitely not registered online at land registry to my knowledge! Thanks for your help ✌️

You need to double check on the registration question. If the property is not registered, and what has gone astray is the documentation that would prove the ownership, you may have quite a tangle to sort out as and when registration is needed. 

Edit to add

Back in 2023 you said that your Dad had given the deeds to you - is there a chance that you still had them, but had forgotten about it? 

I gave them back to my dad earlier this year and he mislaid them or as I suspect my nephew or gf has stolen them, if latter how could documents benefit them, that's what worries me. Especially deeds!