Tesco Clubcard Pay+ altertnative

The_Groat_Counter

eskbanker said:

[...]

No, not allowed here, so probably worth editing that part of your post out.

Noted for the future!

ZeroSum

SysExJohn said:

The whole point of the pay+ clubcard was that you can top it up with a limited amount of money (what you might spend in a day or week, etc.) and then, if it's stolen it limits what the thief has access to. With the regular bank card they can steal the lot. I'm looking for a replacement too!

But if you only top up the bank account with limited funds, how can they steal more than it?

sheramber

ZeroSum said:

SysExJohn said:

The whole point of the pay+ clubcard was that you can top it up with a limited amount of money (what you might spend in a day or week, etc.) and then, if it's stolen it limits what the thief has access to. With the regular bank card they can steal the lot. I'm looking for a replacement too!

But if you only top up the bank account with limited funds, how can they steal more than it?

That is what I do. I have a second current account w CV niche O keep a small amount of money in. 

ZeroSum

They probably got rid of it as it was largely pointless. Was bizarre they didn't give extra clubcard points for shopping in tesco but give you them for shopping in Sainsbury's 

Polarpenguin

LabLady19 said:

I would be interested to know if any of the suggested cards or accounts allow users to set their own contactless limit.  I appreciate that havung a low balance on a card reduces the risk anyway - but if I'm just going to use the card for smaller purchases, a limit of say, £30 is quite enough.
TIA

I know this was asked a while ago, but couldn't see an answer on the thread, Starling allows you to set your on contactless limit

GeoffTF

Polarpenguin said:

LabLady19 said:

I would be interested to know if any of the suggested cards or accounts allow users to set their own contactless limit.  I appreciate that havung a low balance on a card reduces the risk anyway - but if I'm just going to use the card for smaller purchases, a limit of say, £30 is quite enough.
TIA

I know this was asked a while ago, but couldn't see an answer on the thread, Starling allows you to set your on contactless limit

So do Santander and Nationwide. I expect most other banks do too.

EarthBoy

GeoffTF said:

Polarpenguin said:

LabLady19 said:

I would be interested to know if any of the suggested cards or accounts allow users to set their own contactless limit.  I appreciate that havung a low balance on a card reduces the risk anyway - but if I'm just going to use the card for smaller purchases, a limit of say, £30 is quite enough.
TIA

I know this was asked a while ago, but couldn't see an answer on the thread, Starling allows you to set your on contactless limit

So do Santander and Nationwide. I expect most other banks do too.

Lloyds, Halifax, Bank of Scotland, and TSB do.  Barclays does on the debit card, but not on the Barclaycard.  Chase lets you turn contactless on or off, but doesn't let you set a limit.

ppgm1953

https://forums.moneysavingexpert.com/discussion/comment/81724718#Comment_81724718

Looked at this, and it requires a Starling current account.

My perdicament is that I used the Tesco card to givve to my sister who has learning difficulties. She has to pay for the use of the washing m/cs, etc to do her laudry. This means present a card to a card reader. She is assisted by a carer. I only credit the card with £20, and top up when needed. If lost, and she has done this once, the amount lost is small.

You have to understand that these facilities are not just used by people who have a fear of technology. She wouldn't even know how to use a mobile phone, and the carers have to be careful. Alhough, they have screwed up once or twice.

So, in short, anyone know of a similar card which doesn't require setting up flipping current account?

ppgm1953

Did you find an alternative, but not the Starling card?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81929633#Comment_81929633

There are simple pre-pay debit cards but they all charge fees in some way or another for their use.

The cards that have an attached "current" account will have a free level (Monzo, Starling, Revolut etc), the zero cost of which will be subsidised by cross-selling other products or by advancements to the paid-for levels.

The secondary issue here is that presumably the card (and account) would be in your name, the terms are likely to disallow the use of any card by anyone other than yourself. Your pragmatism around this issue is obvious.