Smart Parking - HELP! have received count court letter - advice greatly appreciated

be7

Ok thanks, there seem to be quite a few templates on here, am takng a loof through all of them. Thanks so much all of you.

I think we will try to put together some good points in defence and will contest the claim from DBL, I guess this has to be done on MCOL 

Does anyone know, will there be ANOTHER opportunity to settle before it goes to a court hearing?  As we have got to avoid my wife getting a CCJ judgement and ruining our credit score

thanks again

Le_Kirk

There is only one template defence: -

Template defence to adapt for all parking cases with added 'admin/DRA' costs - edited in 2025

I am not shouting, that is how it is formatted!

ChirpyChicken

be7 said:

Ok thanks, there seem to be quite a few templates on here, am takng a loof through all of them. Thanks so much all of you.

I think we will try to put together some good points in defence and will contest the claim from DBL, I guess this has to be done on MCOL 

Does anyone know, will there be ANOTHER opportunity to settle before it goes to a court hearing?  As we have got to avoid my wife getting a CCJ judgement and ruining our credit score

thanks again

Stop worrying
why would you settle when Smart will discontinue and it wont even go to a hearing
Even if it did go to a hearing (which it wont), why on earth do you think this will affect your credit file.  **please** dont get confused.  You make it sound that if it did go to a hearing you would lose.
As said this wont go to a hearing so stop wanting to waste your money

Nellymoser

Le_Kirk said:

Can you show us the Claim form, first having redacted (covered up) personal information and the QR code but leave the date of issue showing.

Redact like the one linked below or use slithers of paper to cover up the personal details.

https://forums.moneysavingexpert.com/discussion/comment/81644301/#Comment_81644301

Even after reading the NEWBIES you still seem confused about CCJs. Try reading this CCJ explanation hopefully it will then quell your confusion.
https://forums.moneysavingexpert.com/discussion/comment/81382407/#Comment_81382407

be7

Oic thanks so much I have just read the thread be referred to... if it does go to court and we lose you still have 30 days to pay and in that case nothing goes on your credit file!! Goodness 

That said we can defend now with more confidence and they may well discontinue anyway

You're all very kind to help

Bless you 🙏 

Le_Kirk

What is the date of issue of the claim form?  If you post that (and ideally a picture of the claim form) we can give you your deadlines and some advice about your defence.

Gr1pr

But ensure that you redact the name and address,  any QR codes,  claim reference number,  zVrm details and your password too. Leaving all the dates on show

be7

Le_Kirk said:

What is the date of issue of the claim form?  If you post that (and ideally a picture of the claim form) we can give you your deadlines and some advice about your defence.

thanks, will post later, tried to post already but as you said , need to redact everything. The date is the 28th Oct, for the two 5 year old parking tickets! (yes , 5 year old) .   Realising now that even if they do not discontinue and it does go to a hearing , even if we do lose, we still have a period to pay, so as to avoid a County Court judgment & credit file problem, we are reassured. Now just trying to put together a defence & fill it in on MCOL

be7

ChirpyChicken said:

be7 said:

Ok thanks, there seem to be quite a few templates on here, am takng a loof through all of them. Thanks so much all of you.

I think we will try to put together some good points in defence and will contest the claim from DBL, I guess this has to be done on MCOL 

Does anyone know, will there be ANOTHER opportunity to settle before it goes to a court hearing?  As we have got to avoid my wife getting a CCJ judgement and ruining our credit score

thanks again

Stop worrying
why would you settle when Smart will discontinue and it wont even go to a hearing
Even if it did go to a hearing (which it wont), why on earth do you think this will affect your credit file.  **please** dont get confused.  You make it sound that if it did go to a hearing you would lose.
As said this wont go to a hearing so stop wanting to waste your money

Do DBL always discontinue if you challenge? 

Gr1pr

Who is the defendant   ?  You or your wife  ?

If she is the defendant,  it's HER DEFENCE,  not yours

Has the defendant completed the AOS stage online on MCOL yet?  If not they need to do it ASAP , in their government gateway account,  on MCOL 

If yes, get on with drafting the defence