ASDA travel money cards (no bank account needed!)

booneruk

GringoGoesToVagas said:

Brie said:  

Why do you need a cash card?  

So I can top it up with cash

Where's the cash coming from with no bank involved? Have you got a Scrooge McDuck set up, a whole room full of notes you dive into when there's nothing else to do?

Section62

GringoGoesToVagas said:

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

To make it plain and simple and to the point!
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouth 

Are you sure there is nothing on the back of the card or packaging which says something like "Issued subject to terms and conditions.  See money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions or call xxxxxxxxxxx for full details" ?

GringoGoesToVagas

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

Nonsence! that is not a contract

GringoGoesToVagas

Nasqueron said:

GringoGoesToVagas said:

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

To make it plain and simple and to the point!
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouth 

This sort of thing, just like naval flags in courts and legal names will not wash anywhere you try and test it

And what the hell has admiral law of the sea vs common law of the land got to do with any of this???
I mean this! a contract between to parties, weather that be, a deceased estate or living breathing man is erelevant! (you know what im talking about dont you!)

GringoGoesToVagas

booneruk said:

GringoGoesToVagas said:

Brie said:  

Why do you need a cash card?  

So I can top it up with cash

Where's the cash coming from with no bank involved? Have you got a Scrooge McDuck set up, a whole room full of notes you dive into when there's nothing else to do?

That is a personal and private matter

GringoGoesToVagas

Section62 said:

GringoGoesToVagas said:

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

To make it plain and simple and to the point!
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouth 

Are you sure there is nothing on the back of the card or packaging which says something like "Issued subject to terms and conditions.  See money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions or call xxxxxxxxxxx for full details" ?

Still/ again that is not a contract!

Section62

GringoGoesToVagas said:

Section62 said:

GringoGoesToVagas said:

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

To make it plain and simple and to the point!
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouth 

Are you sure there is nothing on the back of the card or packaging which says something like "Issued subject to terms and conditions.  See money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions or call xxxxxxxxxxx for full details" ?

Still/ again that is not a contract!

I was responding to your comment "There where no T&C given to me when i bought the card at the kioss".  When you purchased the card you would have been advised (e.g. in writing on the card) that it was subject to T&C's, you don't have to be given a hardcopy at the point of purchase.

You are also possibly confusing 'Terms and conditions' with 'contract'.  They are different things.  You can have a contract without terms and conditions.

By asking for a product and paying your money, you've entered into a contract with Asda, who in turn have supplied you with the requested product.  The terms and conditions Asda make available online (and possibly in other ways if you ask them nicely) give you information about your rights and responsibilities under the contract.  You don't have to read them, but a court is likely to conclude you are still bound by them, even if you don't.

I'm sure there will be something in the T&C's allowing you to end the contract if you are no longer happy with it.

saajan_12

GringoGoesToVagas said:

Section62 said:

GringoGoesToVagas said:

Barkin said:

GringoGoesToVagas said:

wmb194 said:

GringoGoesToVagas said:

So I called into ASDA today at there money exchange counter. And got a card
I put 51 cash on it meaning i get 50 pound on the card and they charged me an extortion rate of 2%. They also asked for ID and said they will ask again when i top it up next time. But I wonder if someone ells with ID can top it up, if that will work? Still topped up with cash so no bank account needed. only problem is the high 2% fee and the ID required

What do the terms and conditions say?

There where non!

Nonsense - wmb194 has kindly provided a link to them in this very thread.

To make it plain and simple and to the point!
There where no T&C given to me when i bought the card at the kioss. infact the only T&Cs that apply are those of word and mouth 

Are you sure there is nothing on the back of the card or packaging which says something like "Issued subject to terms and conditions.  See money.asda.com/travel/travel-money/travel-money-card-terms-and-conditions or call xxxxxxxxxxx for full details" ?

Still/ again that is not a contract!

Yes it is. A contract doesn't have to be signed and sealed. If they referred you to T&Cs and you subsequently use the card, you are deemed to have agreed to the T&Cs. Its on you if you ignored it.