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Chase £100 incentive

124

Comments

  • la531983
    la531983 Posts: 3,473 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Is there any downside, in terms of credit rating/report, to changing the receiving account for salary?  I can't think there would be, but hoping to buy my first place soon, so don't want to make any silly moves, just to get an Amazon voucher.
    Why would there be? Credit files dont concern themselves with the positive balances of any current account.
  • explorerm
    explorerm Posts: 62 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    edited 29 September at 10:03PM
    I’ve received this Chase offer too today by email. My salary is paid into my current account at my bank, it’s the same account where my mortgage is taken from and the account is with the bank I have a mortgage with. My fixed rate is due to expire in 12 months, so perhaps it’s more trouble than it’s worth for an Amazon voucher ….Guess I could get my salary paid into Chase for a couple of months .    But maybe not a good idea to close the account (which I’ve held for 30 years)
  • KTF
    KTF Posts: 4,855 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just get your employer to change the bank the salary is paid in to until the end of the year then change back.

    No need to do anything with your existing account.
  • pecunianonolet
    pecunianonolet Posts: 1,860 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I have declinded to be contacted via any means including email. Could I be included in this offer but because I have declined marketing/promotional emails not been made aware of it but may actually do qualify? I have only used Chase as dummy for swiching out and no payments were ever made or the card used so probably not in the target group anyway or maybe especially because of that they want to tempt me with this to activly use it. 

    How can somebody find out? No chat or secure message function in their app, unless I looked at the wrong places?
  • I have declinded to be contacted via any means including email. Could I be included in this offer but because I have declined marketing/promotional emails not been made aware of it but may actually do qualify? I have only used Chase as dummy for swiching out and no payments were ever made or the card used so probably not in the target group anyway or maybe especially because of that they want to tempt me with this to activly use it. 

    How can somebody find out? No chat or secure message function in their app, unless I looked at the wrong places?
    Chase emailed me about the £100 Amazon gift card offer, but I can’t see anything in the Rewards section of the app to confirm it’s available to me. I’ve searched through the app but nothing obvious shows up.

     
  • northwalesd
    northwalesd Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The offer is now showing in the app, for me at least. I'm not availing myself though 
  • GalacticaActual
    GalacticaActual Posts: 358 Forumite
    Fourth Anniversary 100 Posts Newshound! Photogenic
    edited 2 October at 10:50AM
    Yes, thanks @northwalesd, it's showing in my app now 👍🏻



  • Eco_Miser
    Eco_Miser Posts: 4,933 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Interestingly, my salary from a big company is listed as "BANK GIRO CREDIT". God knows if it's 'direct credit' or not.
    How can they tell if an "income payment" is BACS if it's just labeled as something like "bank giro credit"? 

    "BANK GIRO CREDIT" is how some banks label incoming payments via BACS' 3 day payment system.
    The receiving bank knows whether an "income payment" is BACS or Faster Payment because they are part of the systems and know which one was used.


    Eco Miser
    Saving money for well over half a century
  • SavingsBoo
    SavingsBoo Posts: 56 Forumite
    Second Anniversary 10 Posts Name Dropper
    I have declinded to be contacted via any means including email. Could I be included in this offer but because I have declined marketing/promotional emails not been made aware of it but may actually do qualify? I have only used Chase as dummy for swiching out and no payments were ever made or the card used so probably not in the target group anyway or maybe especially because of that they want to tempt me with this to activly use it. 

    How can somebody find out? No chat or secure message function in their app, unless I looked at the wrong places?
    It's showing in my app now in the current account section
  • pecunianonolet
    pecunianonolet Posts: 1,860 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I have declinded to be contacted via any means including email. Could I be included in this offer but because I have declined marketing/promotional emails not been made aware of it but may actually do qualify? I have only used Chase as dummy for swiching out and no payments were ever made or the card used so probably not in the target group anyway or maybe especially because of that they want to tempt me with this to activly use it. 

    How can somebody find out? No chat or secure message function in their app, unless I looked at the wrong places?
    It's showing in my app now in the current account section
    Nothing for me, only credit card and to open a boosted saver at 4.5% for which I don't have a need. Guess I am not eligible.
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