Shawbrook maturing ISA questions

boco803

I've a couple of questions on a maturing Shawbrook ISA.

If I selected a maturity option on their website, is it locked in or could I amend it before their imposed deadline?

The other query is with regards to Shawbrook accepting additional funds into their multi-year ISAs.  I understand it's possible to to fund say a 3 year ISA with annual allowances every year, but is it possible to transfer IN funds from an existing ISA currently held with them that may contain previous years' allowances (of say > 50k)?

Thanks

refluxer

I've given maturity instructions on many fixed rate ISAs with different banks and building societies in the past and, in my experience at least, it's normally possible to change maturity instructions up until a certain number of days before the maturity date but if Shawbrook don't make it obvious that this is the case with them, then I would contact them and ask.

When opening a new Shawbrook fixed rate cash ISA, they state that transfer-in requests must be made at the time of account opening and that subsequent requests may be refused. People have been successful in transferring-in part-way through a fixed-rate term in previous years but more recently (this year in particular), they have stopped allowing this, which isn't too surprising considering interest rates have been falling.

Albermarle

As above transfers after the initial funding window are only allowed at Shawbrook's discretion.
Otherwise if rates were falling there would be a flood of money trying to transfer in.

In reality being allowed to add up to a further £20K of new money each tax year of the fixed term is already quite a good benefit, especially if rates are falling.
They are only one of a handful of providers who allow this. 

boco803

Just want to say thanks to you both for your replies.

I've already thanked you in the past day or so, but those not logged in / non-members won't see that.

Don't want to come across as an ungrateful forumite!