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MFi3 & before I am 40 + my MB journey

194959799100138

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  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 September 2009 at 8:01AM
    Hi Tesco Points nice to see you I am not sure I am doing that well as we have had to drop the mortgage payments from £1000 to £420 but still.

    Been productive this weekend. Got the garden looking nice and tidy, put some of the stuff away for winter so it doesn't get damaged and got some more soil for my potatoes in the bags. My bargain winter pansier are looking really nice and in flower now.

    Got my first £5 Amazon voucher on Bingoport that was quite nice as I have no books to read and I quite fancy some of the second hand 1p books on Amazon. £9 for 3 so with £5 off that is quite cheap. You get quite a few points for joining and it is free to play slots and bingo. They want you to sign up to all the bingo sites but they are soo boring that I am not tempted. I am just going to get the free points every day and spin on the slots. Nice way to safe up Amazon vouchers without it costing anything. I think I can refer you for an extra 1000 points (you need 8000 for an Amazon voucher) if you PM me your email address.

    Done quite well on the MB got my £25 free from BetUK and 2 x £25 from Will Hill as well as £10 from Ladbrokes. Now that Chelsea has won that is me bust out of everything. I have kept the profits on MB a bit quiet on here as I have a habit of playing slots on the sites with my winnings which is a real no no in MB terms.

    I do not really want to waste money on playing those sorts of risky games it just if I am bored at work. So far I have managed to keep it pretty even with what I have made on MB but last week I lost quite a bit. Stupid really and I recommend if you MB stay well away from Casino offers you always end up loosing.

    So in future the only site I shall be playing slots on is BingoPort as it is free.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    TG
    Salient lesson learned in the manner in which sites can part you from your cash just like the casinos.... ;)

    If you took your winnings across to your PayPal account for your spends on Amazon etc for Christmas presents and the like, would it help? :A

    Also, when bored work-wise why aren't you reviewing the investment web sites etc for data on making more money? :confused:
  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    StuartGMC wrote: »
    TG
    Salient lesson learned in the manner in which sites can part you from your cash just like the casinos.... ;)

    If you took your winnings across to your PayPal account for your spends on Amazon etc for Christmas presents and the like, would it help? :A

    Also, when bored work-wise why aren't you reviewing the investment web sites etc for data on making more money? :confused:

    You are right Stuart they just want to take your money these casinos problem is most of the bookies have a casino site and they offer you great offers when you sign up. You usually get 100% or even 200% when you deposit but you have to play through it 40 times before you can get any money out and that is of course where you loose. I am 100% going to stop I think the mantra is "the house always wins" and to make money is much much better than to loose it.

    If I am bored I am going to do surveys or pigsback and there is always Facebook. To combat bored evenings in Hotel I shall take DVD's with me my family always give me the latest Danish films and never get around to watching them.

    So onwards and upwards and it feels great having confessed to my sins on here - non risk free casino offers are a major no no.

    Staying at HQ tonight but don't think I shall be bored as I am meeting my personal tutor at 5.15pm.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 September 2009 at 9:22AM
    Just had a little go on Bingoport, cannot spin wicked wheel which normally give you about 500 points as I still technically have 8000 points in my account. Had to do a couple of posts on the forum which gives you 100 each. Did a few spins on slots but lost it again. Feels good not wasting money on slots and the more I write about wasting money the more I just don't want to do it again.

    Now on with work need to get dressed first then pack before I leave about 10.30am.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning had a long but productive day yesterday and now sitting in a 4 poster bed writting this struggling with the light as the curtains around the bed are in the way.

    Meeting with personal tutor was good it has made me realise I am actually happy with my job and enjoy doing it. That is a big change from when we first started meeting back in May. I think also DH's work situation and the low paid other job there are available in my sector focusses the mind. Meeting with managers today for the monthly meeting but none of my team will be there only my immidiate manager. Can get off at 12.30 which will see me home by 5pm. Has to print off a few things for my meeting Wednesday though and need to leave about 6.30 Weds morning but that is a long way away.

    Been silly again and played in the Casinos but have not lost any money so at least that is something. Really must do better - I have all good intentions. Also had two glasses of wine last night 1 at the meeting with my tutor (5pm to 7.30 pm) and 1 with dinner.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi TG

    Isn't it nice when you enjoy your work :) I think there's only very few people that I know who hate their jobs and there's definitely a fair few who have to drag themselves into work!

    Here's to good intentions :A (I didn't put the beer sign in as we're trying to be good.)


    (which is easier now since I've drunk all the cider in the house :D)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 September 2009 at 8:10PM
    Yes it is nice to enjoy your job and I am happy to say I am sticking with mine now.

    Meeting for tomorrow all sorted out so can relax now. Rose challenge is not going well on my second glass already this evening which is poor but I feel sorry for myself as I had a long day.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening all a bit of a spending spree today as my appointment happened to be just outside a huge shopping centre. I love MANGO clothes and I had to buy 2 cardigans and 1 black top. It is all fine for work and 1 cardigan is a really lush purple really love it. £75 for the lot so not too bad.

    Also need a new pair of jeans as my old ones are falling apart. I have a pair of white Long Tall Sally ones but there was a grey pair on Ebay brand new which I got for £19 incl postage. The whites ones are 16 a actually a bit big so hopefully these at 14 will be perfect.

    Been on Bingoport still not got my Amazon voucher but back up to 2346 points so a way to go until I get to 8000 again. That will be 56 posts on the bingo blog might take me a while to do that.

    Heading out at 7pm as their is an AGM I need to go to for work. I hope it wont take more than 1 hour so I can get back to see secret millionaire.

    Still working from home all day tomorrow which is nice.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Spent more money £102 on golf sweaters although 1 is for DH for his birthday. They were £37 down from £55 and they have the Open logo on them so quite cool.

    Have signed up for a Mystery Shop should get £15 but need to spend £5 in Waitrose so that is OK.

    Been to BodyPump and have a ton of work to do. Need to have some lunch now and hang out the washing.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    This is turning into a shopaholic week went to Bath on business yesterday and took neighbour with me. I had a lunch appointment and some other bits to do but by 3.30pm I was done. We had a look around the shops and I bought a Radley handbag. Now I only spent £70 (I was tempted by one for £160 so I did quite well I thought). It came with a little pink leather purse which could be sold on Ebay for about a £10 or used as a present.

    We had dinner at Sally Lunns £12 for a two course meal and a glass of wine which was cheap and very nice food.

    Got back at 9pm after a super day out. Had a few glasses of wine so the challenge is yet again out of the window.

    On the money making side I have signed up for yet another mysteryshop at the Bodyshop £10 to spend and £5 fee. Might be able to get a present for someone. My free Sunday lunch is tomorrow (mysteryshop) and I have 1 more next Friday at Waitrose. Should help boost my money making fund. Looking at my signature I made £1175 last year and only £718 so far this year so need to get a move on.

    On the MB side 1 free £10 bet to use and another one earned for next week.

    Playing golf at 12.20 and DH wants to go to the supermarket but I cannot be asked.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

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