Depositing a cheque

Avoirdupois

Hi folks. I recently closed an account with Nationwide and they issued me a cheque for a large sum (over £1000).  I'm struggling to see how I can deposit the sum with either of my 2 other accounts, one with Chase, the other with Virgin Money.  Any advice, please?
ps there is no way I'm going to be tempted into putting this cheque into an envelope, as per the PO system, and letting it out of my sight in the naive hope that somehow it will travel through a system safely and as if by magic arrive safely in an account with my name on.  That's just way too trusting for my liking.

aussie_in_wales

You should be able to use the app for either of these banks to deposit the cheque by scanning the front and the back of it.

Brie

At the post office?  Using a photo of the cheque into an app?

la531983

aussie_in_wales said:

You should be able to use the app for either of these banks to deposit the cheque by scanning the front and the back of it.

Chase UK dont accept cheques in any way, shape or form.

As for Virgin Money - "pay it in at the Post Office with a pre-printed pay-in slip"

wmb194

Avoirdupois said:

Hi folks. I recently closed an account with Nationwide and they issued me a cheque for a large sum (over £1000).  I'm struggling to see how I can deposit the sum with either of my 2 other accounts, one with Chase, the other with Virgin Money.  Any advice, please?
ps there is no way I'm going to be tempted into putting this cheque into an envelope, as per the PO system, and letting it out of my sight in the naive hope that somehow it will travel through a system safely and as if by magic arrive safely in an account with my name on.  That's just way too trusting for my liking.

Chase doesn’t accept cheques. There are no Virgin Money breaches near to you?

Personally I wouldn’t worry about posting it. I recently sent a very nice unlocked iPhone in the post as a trade in and that arrived okay.

la531983

Avoirdupois said:

Hi folks. I recently closed an account with Nationwide and they issued me a cheque for a large sum (over £1000).  I'm struggling to see how I can deposit the sum with either of my 2 other accounts, one with Chase, the other with Virgin Money.  Any advice, please?
ps there is no way I'm going to be tempted into putting this cheque into an envelope, as per the PO system, and letting it out of my sight in the naive hope that somehow it will travel through a system safely and as if by magic arrive safely in an account with my name on.  That's just way too trusting for my liking.

As an aside what do you think anyone could actually do with a cheque if they intercepted it?

sgthammer

Chase I can see a problem with, but isn't there a Virgin Money branch anywhere near you?

Does either account offer cheque scanning via mobile?

Avoirdupois

Chase don't accept cheques, period.  re Virgin Money, according to their branch finder, there is no VM branch anywhere near me.  With respect to my concern over using the PO cheque deposit system, I'm not specifically worried about what a third party may or may not do with it but rather, it getting lost in the system, without trace or recompense.

EssexExile

Shove it in the post like thousands of others do. Assuming it's payable to you it's no good to anyone else. If it gets lost it can be re-issued.

born_again

Avoirdupois said:

Chase don't accept cheques, period.  re Virgin Money, according to their branch finder, there is no VM branch anywhere near me.  With respect to my concern over using the PO cheque deposit system, I'm not specifically worried about what a third party may or may not do with it but rather, it getting lost in the system, without trace or recompense.

You just ask nationwide to put a stop on cheque & they either reissue or ask them to transfer direct to one of your accounts.

flaneurs_lobster

sgthammer said:

Chase I can see a problem with, but isn't there a Virgin Money branch anywhere near you?

Does either account offer cheque scanning via mobile?

Chase don't accept cheques. Virgin have cheque scanning via their app BUT £1k max per cheque (at least mine is).

Whyohwhy didn't OP empty the account by transferring the cash to Chase or Virgin before closing it?