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Santander Edge

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Comments

  • cisko65
    cisko65 Posts: 351 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    friolento said:
    cisko65 said:
    masonic said:
    cisko65 said:
    cisko65 said:
    xylophone said:
    If you do not set up 2 DDs on the Edge current account you do not get charged a fee.

    Regardless of the fact that you are not paying a fee you can still open the Edge saver.
    Ah ok, usually it's the other way round. Thanks.
    Sorry, I'm a bit lost. On the webpage below it says "£3 monthly fee. Pay in £500 each month and have 2 active Direct Debits." Thanks again.
    https://www.santander.co.uk/personal/current-accounts/santander-edge-current-account?icid=AT270_CheckWhatICouldEarn_ExpB
    I would suggest you familiarise yourself with the T&Cs related to the monthly fee. Then you will understand under what circumstances it is taken.
    Now I see! Santander does highlight only what's more convenient to them. And I would have not thought the DD was not compulsory if you hadn't mentioned T&C (never too easy to interpret them for me).
    Now I need to consider whether it is better to pay direct debit from Easy current account (I think I can have two current accounts) or from Edge, paying £3 instead of the £2 and getting some cashback. Thanks!

    You can definitely have more than one Santander current account. I currently have 5. Did you see, you can get a £30 Amazon voucher when applying for a new one? https://forums.moneysavingexpert.com/discussion/6629545/santander-account-30-amazon-voucher/p1
    Thanks! I just posted a query in someone else's Thread.
  • cisko65
    cisko65 Posts: 351 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    cisko65 said:
    friolento said:
    cisko65 said:
    masonic said:
    cisko65 said:
    cisko65 said:
    xylophone said:
    If you do not set up 2 DDs on the Edge current account you do not get charged a fee.

    Regardless of the fact that you are not paying a fee you can still open the Edge saver.
    Ah ok, usually it's the other way round. Thanks.
    Sorry, I'm a bit lost. On the webpage below it says "£3 monthly fee. Pay in £500 each month and have 2 active Direct Debits." Thanks again.
    https://www.santander.co.uk/personal/current-accounts/santander-edge-current-account?icid=AT270_CheckWhatICouldEarn_ExpB
    I would suggest you familiarise yourself with the T&Cs related to the monthly fee. Then you will understand under what circumstances it is taken.
    Now I see! Santander does highlight only what's more convenient to them. And I would have not thought the DD was not compulsory if you hadn't mentioned T&C (never too easy to interpret them for me).
    Now I need to consider whether it is better to pay direct debit from Easy current account (I think I can have two current accounts) or from Edge, paying £3 instead of the £2 and getting some cashback. Thanks!

    You can definitely have more than one Santander current account. I currently have 5. Did you see, you can get a £30 Amazon voucher when applying for a new one? https://forums.moneysavingexpert.com/discussion/6629545/santander-account-30-amazon-voucher/p1
    Thanks! I just posted a query in someone else's Thread.
    I've opened Edge via MSE for the Amazon account but, as I haven't switched to Santander from another bank and but just opened Edge, I have a problem with having the DD from it: I have them in Everyday and it can't be done automatically. I have to contact the companies myself. Not really worth it.
  • ColdIron
    ColdIron Posts: 9,959 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    edited 19 September at 3:45PM
    Why are you trying to move your DDs? I thought you wanted to avoid the £3 fee
    Or is this a wind up?
  • cisko65
    cisko65 Posts: 351 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    ColdIron said:
    Why are you trying to move your DDs? I thought you wanted to avoid the £3 fee
    Or is this a wind up?
    I need to have two DD in Edge, which I opened to open the Edge saving. Am I wrong?
  • cisko65 said:
    ColdIron said:
    Why are you trying to move your DDs? I thought you wanted to avoid the £3 fee
    Or is this a wind up?
    I need to have two DD in Edge, which I opened to open the Edge saving. Am I wrong?
    Totally wrong. If you set up dd's in the Edge current account, you will trigger the £3 monthly fee..... as has been repeatedly mentioned on here.
  • cisko65
    cisko65 Posts: 351 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    cisko65 said:
    ColdIron said:
    Why are you trying to move your DDs? I thought you wanted to avoid the £3 fee
    Or is this a wind up?
    I need to have two DD in Edge, which I opened to open the Edge saving. Am I wrong?
    Totally wrong. If you set up dd's in the Edge current account, you will trigger the £3 monthly fee..... as has been repeatedly mentioned on here.
    Oh gosh, you are right! I'm so sorry.
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