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Ideas for 10 small online debit card transactions please

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Comments

  • juw8e7
    juw8e7 Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks for replies. I transferred in £1300 and transferred it out a few hours later and it still hasn't hit HSBC. Im getting a bit worried now. Is FPS max. 2 hours?
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,237 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    juw8e7 said:
    Thanks for replies. I transferred in £1300 and transferred it out a few hours later and it still hasn't hit HSBC. Im getting a bit worried now. Is FPS max. 2 hours?
    Faster payments can take up until end of next working day, but that's very much an exception.

    Co-op tend not to be the quickest but don't think I've waited more than a couple of hours for a FP out to credit elsewhere. Don't have HSBC so don't know if they are tardy to credit.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,961 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    juw8e7 said:
    Thanks for replies. I transferred in £1300 and transferred it out a few hours later and it still hasn't hit HSBC. Im getting a bit worried now. Is FPS max. 2 hours?
    If it's the first time you've transferred from Co-Op to HSBC then it's also possible it has gotten flagged by security. Could be worth following up with Co-op if it doesn't arrive at HSBC.
  • Zekko
    Zekko Posts: 221 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Open a Chip savings account which allows deposits by debit card. 
  • mta999
    mta999 Posts: 189 Forumite
    100 Posts Name Dropper
    edited Today at 2:31PM
    may have been mentioned before but NS&I direct saver allows min £1 debit card topups
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,961 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    mta999 said:
    may have been mentioned before but NS&I direct saver allows min £1 debit card topups

    Only downside with NS&I is that it takes a full week until you can withdraw your funds again after depositing by debit card. Alright for small amounts but it can be annoying if you're trying to cycle around larger amounts.
  • Rob5342
    Rob5342 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I'm not sure why this is a discussion point, just stick a bit of money in the account and use the debit card for your day to day spending and you'll soon get up to 10 transactions. I've made 6 transactions since yesterday, all things i would have bought anyway. 
  • HedgehogRulez
    HedgehogRulez Posts: 209 Forumite
    100 Posts Photogenic Name Dropper
    They’ve already been told that the best way is to make x number of £1 payments to their utility supplier
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