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Confused!

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  • BridgetTheCat
    BridgetTheCat Posts: 166 Forumite
    100 Posts Photogenic Name Dropper
    I’ve been looking to transfer to the Nationwide fixed rate cash ISAs too. The small print says you can either transfer from another ISA account or pay new money in, but not both. You also can’t add funds after the account is open even if you have some allowance left, and you can only withdraw funds by taking all the money out and closing the account.

    Hope this helps 
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,872 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I’ve been looking to transfer to the Nationwide fixed rate cash ISAs too. The small print says you can either transfer from another ISA account or pay new money in, but not both. You also can’t add funds after the account is open even if you have some allowance left, and you can only withdraw funds by taking all the money out and closing the account.

    Hope this helps 
    All this and a less than impressive 3.8%. They really don't want your money. 
  • winkowinko
    winkowinko Posts: 188 Forumite
    100 Posts First Anniversary Name Dropper
    edited 7 September at 8:44PM
    The simple way around this would be to let the current ISA turn into an easy access ISA on maturity, add whatever money you want, and then fix it for a year.

    But yeah, you can do better than 3.8%

    If it's maturing tomorrow, have you already instructed them what to do with it?
  • Flakie
    Flakie Posts: 58 Forumite
    Seventh Anniversary 10 Posts
    I ended up going to the branch as I got to the point online where I put the additional deposit in from my current account and then there was no way to add the ISA funds. They were very good and agreed to add the ISA money into the account I had already put the smaller amount in so it was amalgamated. When hubby’s is due next month it’s going to be just a straight transfer from his existing ISA with no additional funds so hopefully I can manage that! Thanks for all your advice. 
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