Big Purchase Abroad Help

Kassie_Kay

Hello everyone.
I will be going to Lithuania in a few weeks whereby I'll be making a purchase of about £5000. Does anyone have any idea what card is best to do this with? I have Monzo. I fear whatever card I use it will be flagged and the purchase won't go through, then what do I do... 
I could do the purchase in cash but felt card would be safer.
This is my first time abroad! 

la531983

Kassie_Kay said:

Hello everyone.
I will be going to Lithuania in a few weeks whereby I'll be making a purchase of about £5000. Does anyone have any idea what card is best to do this with? I have Monzo. I fear whatever card I use it will be flagged and the purchase won't go through, then what do I do... 
I could do the purchase in cash but felt card would be safer.
This is my first time abroad! 

Go on their app and live chat them? 

NoodleDoodleMan

If you give Monzo a detailed warning of a large transaction that should clear the way for the purchase.

MyRealNameToo

Kassie_Kay said:

Hello everyone.
I will be going to Lithuania in a few weeks whereby I'll be making a purchase of about £5000. Does anyone have any idea what card is best to do this with? I have Monzo. I fear whatever card I use it will be flagged and the purchase won't go through, then what do I do... 
I could do the purchase in cash but felt card would be safer.
This is my first time abroad! 

Presumably you have factored in the taxes you will pay when bringing it into the UK to work out if its worth buying there?

There is a risk of it being flagged and going through counter fraud processes. Ideally have a second mechanism to pay or expect to have to make an expensive call to get the bank to let it through. Some banks you can declare you are going abroad before you do but many have stopped that now. Have bought expensive things abroad and never personally had an issue, would be sensible to make one or two small transactions whilst you are there beforehand so they can clock you are actually there