Halifax rewards acc (& other offers coming to an end) - close the account or not?

friolento

Keeping my five for the time being as they are registered with Yougov. Cycling £1,500 through them once a month isn’t a big chore. Although I am getting on a bit myself, my concerns for my executors are quite limited - everything is documented and kept up to date on in a personal finance manager application, and they might as well do a bit of work to get their hands on whatever I will leave behind.

pfpf

keeping as rewards, £1.00 balance. £1500.00 in to one, cycle through them all, £1500.00 back out. 5 mins job done. if "rewards" is ever worth having again there's no way we'll get mutiple accounts, even then folk with multiples may have them auto downgraded/closed but keeping them going for now.

TheMod1

Going to downgrade mine to the basic account.

I don't see anyone point in keeping the rewards account as there are no useful perks

Fingerbobs

My rewards have ended anyway, so I have already downgraded my spare accounts to normal (fee-free) current accounts. All done online in seconds, although if the accounts have been renamed, there doesn't seem to be any way to tell what type of account each one is, unless I've missed it? Under "rename account" you can "reset to original account name" which is the only way I found to do it. 

Nebulous2

I'll keep mine, at least until the regular saver runs out, and see what they offer for a  further RS. 

B0bbyEwing

Hmm fees?

Need to look at this Halifax thing then to see what fees there are as I wasn't aware. 

I cycle £2k per month because of the accounts I have that's the greatest requirement so I just run it through everything as it's easier. Maybe that's had me avoiding a fee I wasn't aware of.