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Virgin Regular Saver Glitch - one application opened two accounts

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Comments

  • Qyburn
    Qyburn Posts: 3,921 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Qyburn said:
    Just as an aside I don't see the point of their "nudge, wink" secretive communications given that once the account's open they send an email saying so.  
    The SMS with a link or the email? Probably just mechanisms to verify the phone number/email address.
    I don't see how an SMS with a link verifies anything given I didn't use the link in any case.  
  • jameseonline
    jameseonline Posts: 1,288 Forumite
    1,000 Posts First Anniversary Name Dropper
    Worst case scenario is your money for the extra account gets returned to you, best case you can fund 2 until maturity 
  • flaneurs_lobster
    flaneurs_lobster Posts: 8,108 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Qyburn said:
    Qyburn said:
    Just as an aside I don't see the point of their "nudge, wink" secretive communications given that once the account's open they send an email saying so.  
    The SMS with a link or the email? Probably just mechanisms to verify the phone number/email address.
    I don't see how an SMS with a link verifies anything given I didn't use the link in any case.  
    You've entered a phone number as part of your application. VM want to verify that you are in possession of a phone with that number so they send you a text with a link.

    You've chosen not to (or rather can't) verify the number by this mechanism - fair enough but it will mean that you will need to verify the number at a future date if you ever use your phone to access your account (although it sounds like you don't have a smartphone so moot).
  • Qyburn
    Qyburn Posts: 3,921 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I just had a text from Virgin saying effectively that it was a mistake, but they're happy for me to keep both for the 12 month term.
  • Excellent result.

    Did you ever contact them about this or has their acknowledgement just turned up?
  • Qyburn
    Qyburn Posts: 3,921 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Excellent result.

    Did you ever contact them about this or has their acknowledgement just turned up?
    I didn't contact them, it just turned up out of the blue.  
  • Hattie627
    Hattie627 Posts: 566 Forumite
    500 Posts Second Anniversary Name Dropper
    Qyburn said:
    I just had a text from Virgin saying effectively that it was a mistake, but they're happy for me to keep both for the 12 month term.
    Good result, congratulations.
  • allegro120
    allegro120 Posts: 2,237 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Qyburn said:
    I just had a text from Virgin saying effectively that it was a mistake, but they're happy for me to keep both for the 12 month term.
    I’m running two since they’ve launched 10.38%. One from 05 profile and one from 82. It’s good to have 2 profiles. 
  • Qyburn
    Qyburn Posts: 3,921 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    That's a good tip, I think I actually do have both but haven't used the 05 since the "exclusive" ISAs came along.
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