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How accurate does my address history need to be?

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  • Lollygagger
    Lollygagger Posts: 9 Forumite
    Second Anniversary Name Dropper First Post
    eskbanker said:
     And there are three CRAs, so perhaps register with the third?
    There are also non-CRAs who also offer access to certain CRA data like MSE and ClearScore
    MyRealNameToo Can you elaborate on that? I've never heard of ClearScore.
    What do you want elaborating that you can't see from their website? https://www.clearscore.com/ 

    They, like MSE, have done a deal with a CRA which gives them access to your CRA record which they then display to you. MSE is short term access, last time I checked, whereas Clearscore is long term access but you will get lots of emails about loans and credit cards they say you are likely to be legible for which is how they generate their revenue as a credit broker. 
    @MyRealNameToo Ah, I see. That wasn't immediately apparent to me when I looked at their homepage (admittedly briefly), so thanks for the clarification. 

    I did start the sign-up process for MSE's Credit Club, but they ask for your address history, too.
  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Whenever I've done addresses they seem to be accepting of a vague date - I moved into my other half's house after travelling post uni and I always put my data as, say November 2010, if pressed I put 1st of the month. I work on when I went on the electoral register

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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