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Monthly Money Merry-go-round

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Comments

  • kimwp
    kimwp Posts: 3,052 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm probably being cautious, but I allow five days for money to have gone into an account before setting it to go out (I think I based this on Easter weekend).

    I used to do money shuffles for regular saver account access (a combination of hub and spoke and money passing through a few accounts), but I only have money going to Lloyds now as this is the only one (that I have) that has current account activity requirements. All these reward opportunities have passed me by.
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • Savvy_Sue
    Savvy_Sue Posts: 47,393 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mine is a lot messier than this, but I check most accounts daily just to make sure nothing's going wrong - I find it only takes five minutes. 

    I will simplify it all when I 'lose' the Halifax account in October. 

    Also I always have payments which I KNOW are going almost straight out again going in at least one day before they're needed. I used to leave more time but I now seem to resent the fact that the account they're going out from pays interest, and most of the places they're going to don't. 
    Signature removed for peace of mind
  • boingy
    boingy Posts: 1,929 Forumite
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    Over the last year or so I've greatly simplified my money-go-round, mostly because falling interest rates make the game less interesting in both senses of the word! So I now have fewer regular savers and fewer "accounts with perks". 

    But I have always run it all on standing orders. Can't be doing with the manual method!
  • Murphybear
    Murphybear Posts: 8,028 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I pressed the link to “What’s the secret to tasty home made pizza” and ended up here.  I tried it again 4 or 5 times but still no pizza 😢😢😢
  • HedgehogRulez
    HedgehogRulez Posts: 161 Forumite
    100 Posts Photogenic Name Dropper
    I pressed the link to “What’s the secret to tasty home made pizza” and ended up here.  I tried it again 4 or 5 times but still no pizza 😢😢😢
    Lots of chilli and cheese
  • WillPS
    WillPS Posts: 5,218 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    I pressed the link to “What’s the secret to tasty home made pizza” and ended up here.  I tried it again 4 or 5 times but still no pizza 😢😢😢
    Lots of chilli and cheese
    And direct debits, bonus if you have a supply you can forage from.
  • twopenny
    twopenny Posts: 7,721 Forumite
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    Yup I wanted the pizza thread but it's not connected.

    I can rise and shine - just not at the same time!

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  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 9 August at 4:12PM
    I have just seen the front page with the pizza link.

    And I have also seen the caption on the next link for this thread.


    Monthly money merry-go-round.

    Do you have routine for making the most of your money?


    I think one of the MSE editors has very much missed the point.

    I have to admit though, that was what I first thought. Something to do with monthly budgeting rather than recycing money through various accounts to maximise the benefits.
  • fionaandphil
    fionaandphil Posts: 459 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 12 August at 9:49PM
    I pressed the link to “What’s the secret to tasty home made pizza” and ended up here.  I tried it again 4 or 5 times but still no pizza 😢😢😢
    @murphybear and @twopenny the link is https://forums.moneysavingexpert.com/discussion/6622505/pizza-dough-and-sauce
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