Monthly Money Merry-go-round

kimwp

I'm probably being cautious, but I allow five days for money to have gone into an account before setting it to go out (I think I based this on Easter weekend).

I used to do money shuffles for regular saver account access (a combination of hub and spoke and money passing through a few accounts), but I only have money going to Lloyds now as this is the only one (that I have) that has current account activity requirements. All these reward opportunities have passed me by.

Savvy_Sue

Mine is a lot messier than this, but I check most accounts daily just to make sure nothing's going wrong - I find it only takes five minutes. 

I will simplify it all when I 'lose' the Halifax account in October. 

Also I always have payments which I KNOW are going almost straight out again going in at least one day before they're needed. I used to leave more time but I now seem to resent the fact that the account they're going out from pays interest, and most of the places they're going to don't. 

boingy

Over the last year or so I've greatly simplified my money-go-round, mostly because falling interest rates make the game less interesting in both senses of the word! So I now have fewer regular savers and fewer "accounts with perks". 

But I have always run it all on standing orders. Can't be doing with the manual method!