We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lloyds bank reporting my account (after 27 years)

2»

Comments

  • singhini
    singhini Posts: 939 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    @x44
    Thanks for letting me know
    It would have been nice of the banks to have communicated what they are intending to do via a letter or email etc....... rather than the account(s) just appearing. Heyho never mind!

    What i noticed is that my building society account which i recently opened 6-ish months ago does NOT show on any CRA (and historically none of my building society accounts have ever appeared over the years). 
    I have a tendency to mute most posts so if your expecting me to respond you might be waiting along time!
  • crikaus
    crikaus Posts: 98 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    singhini said:
    @x44
    Thanks for letting me know
    It would have been nice of the banks to have communicated what they are intending to do via a letter or email etc....... rather than the account(s) just appearing. Heyho never mind!

    What i noticed is that my building society account which i recently opened 6-ish months ago does NOT show on any CRA (and historically none of my building society accounts have ever appeared over the years). 
    My lloyds bank current account from 1999 has also been added to all three credit reference agencies out of the blue in July, odd but I think old accounts in good standing will improve the report
  • sourcrates
    sourcrates Posts: 31,817 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    singhini said:
    @x44
    Thanks for letting me know
    It would have been nice of the banks to have communicated what they are intending to do via a letter or email etc....... rather than the account(s) just appearing. Heyho never mind!

    What i noticed is that my building society account which i recently opened 6-ish months ago does NOT show on any CRA (and historically none of my building society accounts have ever appeared over the years). 
    Building society accounts are in the main savings accounts, which are not credit related, so will not show on a credit report.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.