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Budget Planner Sheet Password

Hi 

Can anyone help please! I could not find any threads about this issue.

I downloaded the free budget planner on MSE site on 30.7.25 but I am being asked for a PASSWORD to customise my template/spreadsheet. I do not have a password. 

I did download the free budget planner on MSE site many months ago (around March 2025) and had no issues back then, ie: I could customise the excel spreadsheet just fine. No unprotecting was needed with a password.

ALSO .... I just noticed that - when I used the budget planner sheet in March 2025 - there was an error in the calculation. That's a separate issue obviously but though I would mention it as its pertinent to me.

Thank you
Regards
R MAIR

Comments

  • Exodi
    Exodi Posts: 4,904
    Ninth Anniversary 1,000 Posts Hung up my suit! Home Insurance Hacker!
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    I don't know what link you are referring to (it would be helpful if you could include a link), but are you perhaps viewing a sheet on something like Google Sheets, and trying to update what is effectively the template? In this situation you should be saving your own copy to edit.
    Know what you don't
  • MyRealNameToo
    MyRealNameToo Posts: 5,283
    1,000 Posts First Anniversary Name Dropper
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    Is it a sheet thats protected or the whole workbook? 

    If it's just the sheet then a google will give you a 3 minute set of instructions on how to unprotect it without the password. 
  • Le_Kirk
    Le_Kirk Posts: 27,236
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    I downloaded it and saved it in my usual place for Excel spreadsheets with no problem, all I had to do was "enable saving" which is usual for anything downloaded from t'net.
  • Hi I also need help with this (not to edit, but to add formulas)

  • Le_Kirk
    Le_Kirk Posts: 27,236
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
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    edited 24 December 2025 at 12:13PM
    luc88 said:
    Hi I also need help with this (not to edit, but to add formulas)
    You could try Excel for dummies, either from your local library or a free download (if you can find one that is genuinely free). Alternatively, which formulae are you needing help with?
  • bluesky2011
    bluesky2011 Posts: 27
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
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    Does anyone have the password to enable editing for the Budget Planner? the link is for Martin's Money Budget Planner is here. Firstly, one of the formulae is incorrect, namely Sum(L20:L35, L40:42) is incorrect, it should be Sum(L20:L38,L40:L42) but there is no way to edit this or insert additional rows as tat functionality is password protected.

    Anyone know what the password is??

  • MSE_James
    MSE_James Posts: 1,838
    Fifth Anniversary 1,000 Posts Cashback Cashier Newshound!
    Community Admin

    Hi - we've merged these threads and moved them to the relevant part of the Forum for feedback/questions on MSE content

    I'll make some enquiries here at MSE Towers and see what I can find out (and pass on the feedback on the formula)

    Official MSE Forum Team member.
    Please report all problem posts to forumteam@moneysavingexpert.com
  • Open the spreadsheet in Google Sheets and convert to Google Sheet and then download as .xlsx and there will be no cell protection.

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