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MSE Guide: Properties to be cautious about buying
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MSE_Kit
Posts: 113 MSE Staff

Hello everyone,
This is the discussion thread for the 'Property - what not to buy' guide.
If you haven't already, join the forum to reply.
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Comments
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MSE said:Missing planning permission.For example, if a property has had an extension built but not got the relevant planning permission or building regulation approval, you won't get a mortgage on it (until the planning permission/approval has been granted).This should probably be a "might not get" rather than "won't get".It isn't always possible to get planning consent and/or retrospective building regulations signoff, but a mortgage co might still lend on it.Generally, indemnity policies are a popular and cheap fix for all kinds of issues in many cases - it would be worth a brief mention in the article about what these are and how they work.2
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Lots of the guide seems excessively cautious and liable to make first time buyers even more twitchy than they already are.2
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user1977 said:Lots of the guide seems excessively cautious and liable to make first time buyers even more twitchy than they already are.
IMO what would be far more useful in a guide is explaining what these challenges are, what the potential pitfalls are and how they can be overcome. As it is the guide just seems to be telling buyers that any imperfection is reason to run away screaming, when we know that often things like lack of building regs for historic work can be overcome.0 -
Read with interest as I'm looking to move again
But it's about what to buy if you want a mortgage.
I think that should be made clear because it doesn't necessarily apply to buyers moving from house to houseI can rise and shine - just not at the same time!
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twopenny said:
it's about what to buy if you want a mortgage.
I think that should be made clear because it doesn't necessarily apply to buyers moving from house to house0 -
Thanks for your feedback, all. We appreciate it.0
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