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Halifax app showing Lloyds accounts and vice versa

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  • OrangeBlueGreen
    OrangeBlueGreen Posts: 28 Forumite
    10 Posts
    The 3 logos on startup and integrated banking make me think they're going to get rid of Halifax soon. It makes no sense to have 2 or 3 branch networks anyway, even though the banks have engineered this themselves.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,877 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    The 3 logos on startup and integrated banking make me think they're going to get rid of Halifax soon. It makes no sense to have 2 or 3 branch networks anyway, even though the banks have engineered this themselves.
    They've already started heavily advertising that you can use any Lloyds/Halifax/BoS branch to help you with any Lloyds/Halifax/BoS accounts. Given the way Halifax is going with their Reward account revamp (it's slowly becoming very much like a Club Lloyds account) I wouldn't be surprised if they did what you're saying, but I also wouldn't be surprised if they consolidated their offerings and kept it around purely for the brand recognition (similar to NatWest/RBS/Ulster).
  • EarthBoy
    EarthBoy Posts: 3,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Halifax is just a trading name for Bank of Scotland, so in theory they could easily drop Halifax and rebrand everything as BoS.  However, I think that's unlikely because Halifax is a strong brand in the North of England, whilst BoS is virtually unknown outside Scotland.  Many English customers would just confuse it with RBS, and you can imagine the chaos that would cause

    It would be a lot more difficult, but not impossible, to move Halifax customers to Lloyds as it's a separate bank.  It would mean taking half of BoS's customers, and moving them to a different bank.  Unless they close BoS down completely, but then the Scottish Nationalists would be in uproar. 
  • Lightning360
    Lightning360 Posts: 399 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    EarthBoy said:
    Halifax is just a trading name for Bank of Scotland, so in theory they could easily drop Halifax and rebrand everything as BoS.  However, I think that's unlikely because Halifax is a strong brand in the North of England, whilst BoS is virtually unknown outside Scotland.  Many English customers would just confuse it with RBS, and you can imagine the chaos that would cause

    It would be a lot more difficult, but not impossible, to move Halifax customers to Lloyds as it's a separate bank.  It would mean taking half of BoS's customers, and moving them to a different bank.  Unless they close BoS down completely, but then the Scottish Nationalists would be in uproar. 
    Some Scots couldn't cope when RBS changed from blue to purple. Who knows how they would react if BoS was completely removed.
  • NoMoneyNoWorries
    NoMoneyNoWorries Posts: 28 Forumite
    Fifth Anniversary 10 Posts Debt-free and Proud! Name Dropper
    TBH I get on better with Halifax than I do with Lloyds
  • EarthBoy
    EarthBoy Posts: 3,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 July at 10:59PM
    What's better about Halifax, is it the customer service?  The apps are the same, so that shouldn't make any difference.
  • jimjames
    jimjames Posts: 18,678 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 9 July at 8:22AM
    Well I have apps for Halifax and Lloyds and nothing happening for me as yet. In saying that, I've always been able to see my BOS account within the Halifax app but never Lloyds.
    Same here. Only Halifax & BOS accounts showing, Lloyds isn't visible on either. As for QrizB I can see them via OB anyway at the moment
    Remember the saying: if it looks too good to be true it almost certainly is.
  • wmb194
    wmb194 Posts: 4,931 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    jimjames said:
    Well I have apps for Halifax and Lloyds and nothing happening for me as yet. In saying that, I've always been able to see my BOS account within the Halifax app but never Lloyds.
    Same here. Only Halifax & BOS accounts showing, Lloyds isn't visible on either. As for QrizB I can see them via OB anyway at the moment
    For me, in the "Save & Invest" tab in the Halifax and BoS apps it shows my Lloyds regular savers and a children's savings account. Clicking on them does nothing, it just shows the balances. In the "Summary" and "Everyday" tabs it only shows Halifax and BoS accounts.
  • rubble2
    rubble2 Posts: 567 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I used to be able to see my Scottish Widows retirement fund on both the Halifax and Lloyds  apps. This facility has now disappeared
  • rubble2
    rubble2 Posts: 567 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Just checked again and Scottish Widows info seems to have been restored
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