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Higher rate taxpayer husband putting savings into wifes account

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  • UnsureAboutthis
    UnsureAboutthis Posts: 399 Forumite
    100 Posts First Anniversary Name Dropper
    molerat said:
    saajan_12 said:
    S.............
    Thanks. Yes, they've been married for almost 10 years.  For that reason no need to gift as it would be hers anyway.
    Both of  young ladies married to our son's have not worked since having their first child.  

    I'll also suggest an isa for her.
    Which brings up another point, are they both getting child benefit or £0 child benefit claim to get the NI credits ?

    I'm not sure about that but  IIRC the last time we were just chatting how the government does not reward working people, one of them said no - but more recently one of them said something re child benefit but I can't recall what it was but they are certainly not getting the full amount.  Both grossed over 150k last year and one had a decent bonus and the other about 15k plus one gets some shares - its complex for me.  I was not even aware until a few years ago they both don;t get a  zero rate tax allowance. 
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