📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Migrating from ESA to UC after receiving backpayment

1235»

Comments

  • HillStreetBlues
    HillStreetBlues Posts: 6,191 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    Yamor said:
    I don't agree.
    I agree with your disagreement and have amended my post.
    Let's Be Careful Out There
  • MrHeisenberg
    MrHeisenberg Posts: 233 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    In terms of an update, I completed the online forms last night, and added a journal entry. Got a journal message back almost first thing in the morning asking me if I still have the "arrears letter". Strangely, I didn't get any kind of notification (i.e. no text message and no e-mail) that that message was sent to me via my "journal", which is very disconcerting. Why don't they notify people? The only reason that I checked was because I missed a call from a 0800 number mid afternoon, which I have discovered was the UC team after calling the UC helpline. Hopefully once I send them the letter I received, that will be the end of this overwhelmingly stressful issue.

    I've also sent the ESA team 3 recent bank statements, but worry that I may have opened up a can of worms there.
  • MrHeisenberg
    MrHeisenberg Posts: 233 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 6 August at 3:58PM
    Turns out that I was receiving contribution-based ESA, which has no capital limits. 

    What is worrying is that my Universal Credit payments are being delayed whilst the DWP is looking at my capital, even after sending them a copy of the backpayment letter. I haven't had a single Universal Credit payment, and was due my first yesterday. Anyone experienced anything like this?
  • NedS
    NedS Posts: 4,611 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 August at 4:50PM
    Turns out that I was receiving contribution-based ESA, which has no capital limits. 

    What is worrying is that my Universal Credit payments are being delayed whilst the DWP is looking at my capital, even after sending them a copy of the backpayment letter. I haven't had a single Universal Credit payment, and was due my first yesterday. Anyone experienced anything like this?
    Some outstanding administrative tasks on a claim are "payment blockers". Verifying the amount of capital someone has is such an example. If they were to pay a claimant before verifying the amount of declared capital, this may result in an overpayment that would need to be recovered, or worse yet the claimant may not even be entitled to receive UC. Once your capital has been verified and the task cleared from the system, any due payment(s) will automatically be released to you.
    This has the advantage that in the mean time you are able to live off your capital and run down it's value, and any arrears of UC you eventually receive will be disregarded for 12 months.

    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
  • MrHeisenberg
    MrHeisenberg Posts: 233 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    NedS said:
    Turns out that I was receiving contribution-based ESA, which has no capital limits. 

    What is worrying is that my Universal Credit payments are being delayed whilst the DWP is looking at my capital, even after sending them a copy of the backpayment letter. I haven't had a single Universal Credit payment, and was due my first yesterday. Anyone experienced anything like this?
    Some outstanding administrative tasks on a claim are "payment blockers". Verifying the amount of capital someone has is such an example. If they were to pay a claimant before verifying the amount of declared capital, this may result in an overpayment that would need to be recovered, or worse yet the claimant may not even be entitled to receive UC. Once your capital has been verified and the task cleared from the system, any due payment(s) will automatically be released to you.
    This has the advantage that in the mean time you are able to live off your capital and run down it's value, and any arrears of UC you eventually receive will be disregarded for 12 months.

    Many thanks.

    Hopefully the delay won't be for an additional one or more months, as that is quite disconcerting. I suspect they have got their work cut out for them given all the possible capital disregards, such as cost of living payments, and they haven't asked me to produce any bank statements, so that begs the question as to how they are going to properly work out my capital. I wonder if, in these circumstances, they can access that information directly from my bank though.

    I am also in the process of trying to move, and I can't do that if I have no Universal Credit income.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.