Court Claim sent to old address..

Coupon-mad

I have another CCJ that I must pay off before the 14th August

Why 'must' you pay? Why not set them aside? How come claims are going to an old address?

derobe

Coupon-mad said:

I have another CCJ that I must pay off before the 14th August

Why 'must' you pay? Why not set them aside? How come claims are going to an old address?

Because unfortunately, due to moving and circumstances I missed the deadlines to challenge this and setting it aside costs more (£303) than simply paying it (£270)

Coupon-mad

Set aside costs £313.

If the claim went to an old address you'd likely get that cost back, awarded against the Claimant.

derobe

Coupon-mad said:

Set aside costs £313.

If the claim went to an old address you'd likely get that cost back, awarded against the Claimant.

Ok, this is the full history of this particular 2nd claim, I actually did the AOS and then subsequently submit a defence for this claim using the advice in the newbies thread, but then during my house move I missed the directions questionairre and my defence was therefore struckout.

Your defence was rejected on 25/06/2025

Defence was struck out on 25/06/2025

A judgment was issued against you on 15/07/2025

Following advice here a soon as I became aware of this I emailed the CNBC and Group Nexus the day after my defence was struck out, with the following but had no response apart from Group Nexus emailing back to say they'd updated their system with my new address details - So I've just been waiting for someone to get back to me to let me know the next steps but I've heard nothing and now my only option given I missed the directions questionnaire and I'm getting no response to say I can resubmit seems to be to pay before tomorrow evening or I end up with a CCJ? Sure I could set it aside and challenge but I'm not sure it's worth the risk in this case, or more importantly the stress, I know this is how these people get you... the frustration I have is they seem to keep coming due to a cloned car and no one is doing anything at all - the crime reference number doesn't seem to matter, which is strange as if you are caught speeding by the police you do not get prosecuted as they can't prove it's you (happened to me and a colleague both found not guilty of speeding) (due to vehicle cloning). But somehow these private parking companies get away with doing this...

Do I have any other options, do you think setting it aside is likely to result in success? I can just envisage the court siding with them saying they posted it in time and I didn't respond and that's the end of it.

Jun 26, 2025, 3:51 PM

Dear Sir/Madam,

Re: Claim Reference: [readacted]
Defendant: [redacted

I am writing in relation to the above claim, for which I submitted a defence on 5th March 2025.

Unfortunately, due to a recent house move and a known issue with mail regularly being misdelivered to a similar address (my former address was "redacted" and post was often sent to "redacted"), I did not receive either the Directions Questionnaire (dated 10 April) or the accompanying correspondence until just now. Although the tenancy at my new address began on 19th April, I did not receive any of the post as it was incorrectly delivered to the estate agents at redacted (the flat below mine), and I only recently recovered it — well after I had moved and updated my address with DVLA.

As a result, I was entirely unaware that the claim had progressed further, and only became aware of the issue today after collecting the delayed post. I understand from my MCOL login that my defence has now been struck out on 25 June 2025, and I may now be at risk of a default judgment, through no fault of my own.

Please find attached my completed N180 Directions Questionnaire, which I am submitting immediately in an attempt to comply as best I can despite the unfortunate delay.

---

 Data Rectification Notice (Article 16 & 17 – UK GDPR)

In addition, I am formally requesting that my personal data be updated and rectified across your records. Please update my contact details to reflect the correct address below, and erase the outdated address previously used:

• Previous address (to be removed): redactedCorrect current address: redacted

Please confirm in writing that this address has now been updated in your systems and shared with all relevant third parties (including your solicitors and the County Court).

---

I sincerely hope that this can be taken into consideration. I had no intention of ignoring court deadlines and have acted promptly and in good faith upon becoming aware of the issue.

Please confirm receipt of this email and let me know if any further steps are required on my part.

Yours faithfully,redacted

Attachments:

• Completed N180 Directions Questionnaire

• Redacted Tenancy Agreement

• 
  

Coupon-mad

Oh dear. Go online and pay it in full immediately on DCB Legal's portal.

I don't see you getting the application fee back. So no point fighting it as long as you pay by day 30.

All you had to do was one email giving your new address, before you moved. So sad!

derobe

Coupon-mad said:

Oh dear. Go online and pay it in full immediately on DCB Legal's portal.

I don't see you getting the application fee back. So no point fighting it as long as you pay by day 30.

All you had to do was one email giving your new address, before you moved. So sad!

I have paid the claim this morning and then just had a heated phone call with DCB legal after being on hold for 1 hour - after being on hold for a while they finally confirmed they received my payment but they have said they have not issued a judgment, however it is on MCOL. They say although they can see the MCOL version for some reason it's not showing on their records and they therefore cannot send me written confirmation that the debt is fully settled. I explained I must have this today, but they said a manager needs to review it and they will call me back, refusing to guarantee it will be today.

I have to send the court proof of payment today to get this cancelled - I have an automated email from DCB' payment processor confirming the order. Will this be enough? Do I need to send a Form N443 – Application to Cancel Judgment: - or is this only if it's a CCJ past 30 days...?

Coupon-mad

You don't have to send any forms.  Just send the court an email pointing out that it was settled before day 30 and thus the CCJ must be wiped. It will take until September to be removed but it will be.

derobe

https://forums.moneysavingexpert.com/discussion/comment/81594223#Comment_81594223

I'm coming back to this - I did this and the court replied with the following on September 30th 2025:

Good morning, 

 

Thank you for your email. 

 

Please find enclosed your request for a Certificate of Cancellation, which is returned for the reasons below:

 

•   Please note the court cannot accept confirmation from a third party; evidence must come directly from the Claimant or their solicitor.  
   
  If you do not have any further letters confirming the paid in full date, the courts can write to the claimant requesting confirmation. If you wish to proceed with this, please return your certificate request and cheque for this to progress automatically.
  
  If you require any further information please email us or contact our helpdesk on the number below.

 

 

Kind Regards,

 

***

Applications & Orders

CNBC Northampton
Civil National Business Centre | HMCTS | St Katharine’s House | 21-27 St Katharine’s Street | Northampton | NN1 2LH
CNBC Helpdesk: 0300 123 1056
MCOL Helpdesk: 0300 123 1057
TEC Helpdesk: 0300 123 1059


I then emailed DCBL and to this day they are still ignoring me and I still have the CCJ on my record.

Claim number: **redacted
Claimant: CP Plus Ltd t/a GroupNexus
Defendant: ***readacted

I settled the judgment on 14 August 2025 in the sum of £262.08.

The court has requested confirmation from the claimant or their solicitor confirming the date the judgment was paid in full so that my Certificate of Cancellation application can proceed.

Please could you provide written confirmation that the judgment was paid in full on 14 August 2025.

This confirmation will be submitted to the Civil National Business Centre.

Kind regards
***readacted*

I have chased DCBL but nothing, what am I supposed to do in this situation. If they won't tell the court I've paid it it stays there, but they will not respond.

I also have 2 other CCJ's from these parking companies I have just found out about that I will need to now attempt to get set aside, one from January this year and one from the exact same date as the above one which seems fishy. I never had any correspondance for that one.

All of this because my car was cloned!!!

Coupon-mad

1. Send a complaint to the Registry Trust. I seem to recall they can step in to rectify CCJ errors.
2. You could also send by email, a LBC to the Data Protection Officer at CP Plus Ltd t/a GroupNexus saying you intend to sue them for not less than £300 in damages for failing to rectify your data. As claimant in claim no xxxxxxx (PCN no xxxxxxxxx) they and their legal representatives failed to tell the court 6 months ago that the CCJ was paid before day 30. Under the DPA 2018 and UK GDPR, The data subject has a right to accurate data and a right of rectification, and this law has been breached and DCB Legal are ignoring you (attach your email where you tried). Give Group Nexus 21 days to rectify the error or you'll file a claim without further notice.
3. Email DCB Legal* telling them you will report David Croot to the SRA if they fail to rectify this oversight and data breach which has left you with a CCJ despite paying it within the first calendar month. Attach proof of paying it & give them 7 days. Head that email up: formal complaint before SRA referral.

*P.S. it's nothing to do with DCBL. Different arm of DCB Group. Threaten David Croot by name with the SRA.