Not eligible for a 0% Credit Card?

Beaumont176

Hoenir said:

Beaumont176 said:

Thanks for your concern. I always have a 0% Credit Card that I use for daily expenses have done for the last 10 years, house renovation, holidays, expensive resteraunts.

Are you now reapplying to previous used finance houses? 

Very different world now to 10 years ago when money was literally being given away to borrowers.....

I am running out of new options but I have never been Lloyds customer. I have had cards with M&S, Tesco bank and Barclaycard

born_again

Beaumont176 said:

Wyndham said:

It would be worth checking your credit reports (if you haven't done so already). Either something may have changed that you are respoinsible for, or there is a mistake somewhere which you could then get corrected.

Nothing untoward with my credit score and the credit limit available is very high it's just the 0% offer on purchases that i don't seem to eligible for which is annoying. 

Great the CRA give stats like that but they are not lenders.. Who have to work to FCA affordability 👍All they are doing is sending you to their preferred providers who are giving them a nice bribe for new customers. 

How much credit do you carry now on CC & any other borrowing?

Beaumont176

born_again said:

Beaumont176 said:

Wyndham said:

It would be worth checking your credit reports (if you haven't done so already). Either something may have changed that you are respoinsible for, or there is a mistake somewhere which you could then get corrected.

Nothing untoward with my credit score and the credit limit available is very high it's just the 0% offer on purchases that i don't seem to eligible for which is annoying. 

Great the CRA give stats like that but they are not lenders.. Who have to work to FCA affordability 👍All they are doing is sending you to their preferred providers who are giving them a nice bribe for new customers. 

How much credit do you carry now on CC & any other borrowing?

My current limit is £12,500 I had to wait 6 months before they would increase it.