Do I do an IVA?

RAS

Wannabehousebuyer said:

ManyWays said:

Bailiffs for council tax have no right to enter your house unless you invite them in; do not do this. Do you own a car that is parked outside?

No it is a company car , thankfully 

You need to make sure that Rundles know this. Message them and put something in the car that makes explicit that it is a company car.  

ManyWays

So Rundles will just return the debts to the council if you refuse to let them in, but that is a very uncomfortable level of council tax debt.

Could you post a statement of affairs here and also say how variable your income can be?  If you could actually afford £300 a month rather than £150 a self-managed DMP prioritising the CT at the start may make more sense

RAS

Wannabehousebuyer said:

sorry I think I must have missed that, Like 3 years I think, this is one for 2022-23 £1786 
other two I assume are similar and then they have one for e-on (4 accounts total) for 2008£  

You need to look up your Council tax record on-line and find out what you owe for each year. 

Are you up to date on this year's CT? If not you need to get that up to date urgently.

The "one for e-on", presumably this is a CCJ, or perhaps 4 CCJs?