Winter fuel update 9th June 2025

Grumpy_chap

Dazed_and_C0nfused said:

But the details on gov.uk definitely refer to taxable income, not adjusted net income.  So Gift Aid and relief at source pension contributions won't seemingly be relevant here.

Well, maybe the rules are not yet fully defined.

This reference only refers to "income over £35k" and does not particularly define income.
https://www.gov.uk/winter-fuel-payment#:~:text=The Winter Fuel Payment for,payments will be made automatically.

The comparative reference for HICBIC refers to "income over the threshold" and then defines both "income" (as ANI) and "taxable income" as one component of the calculation of ANI
https://www.gov.uk/child-benefit-tax-charge

I can't believe that the Government would create the complexity of two different definitions of "income" 

Dazed_and_C0nfused

NorthYorkie said:

Dazed_and_C0nfused Agreed. The Adjusted Net Income is only of relevance if over £60,000 (for recovery of Child Benefit) or over £100,000 (for denial of the personal allowance).

And Married Couple's Allowance.  Although less and less people each year are affected.

I think a tax free childcare system uses it as well.

Dazed_and_C0nfused

Grumpy_chap said:

Dazed_and_C0nfused said:

But the details on gov.uk definitely refer to taxable income, not adjusted net income.  So Gift Aid and relief at source pension contributions won't seemingly be relevant here.

Well, maybe the rules are not yet fully defined.

This reference only refers to "income over £35k" and does not particularly define income.
https://www.gov.uk/winter-fuel-payment#:~:text=The Winter Fuel Payment for,payments will be made automatically.

The comparative reference for HICBIC refers to "income over the threshold" and then defines both "income" (as ANI) and "taxable income" as one component of the calculation of ANI
https://www.gov.uk/child-benefit-tax-charge

I can't believe that the Government would create the complexity of two different definitions of "income" 

There was a difference announcement on gov.uk which does refer to taxable income.

But agree until the legislation is published no one can be 100% certain!

https://www.gov.uk/government/news/nine-million-pensioners-to-receive-winter-fuel-payments-this-winter

Mike_Phillips_2

Between my wife and I we have an income [state pension and some private pensions] of just under £32,000 pa. However, if we add in our savings, the total comes to well over the £35,000 level. If I move our savings in an ISA, will that then make us eligible for the WFA???  I guess I am asking: is an ISA [which is tax free] regarded as 'income'?

Spoonie_Turtle

Mike_Phillips_2 said:

Between my wife and I we have an income [state pension and some private pensions] of just under £32,000 pa. However, our savings takes to well over the £35,000 level. If I move our savings in an ISA, will that then make us eligible for the WFA???

Unless that extra £3,000 is in the form of taxable interest from your savings, they're not going to count.  Savings ≠ income.