John Lewis credit card - rewards reducing

J63320

If you’ve still got your Partnership Card and want to shop at John Lewis, they are offering extra points this month - 15 per £4 in store, 10 per £4 online. It’s supposed to offset the reduction in points for the rest of the year! So they offer it in August when more people are away? Not convinced. But if there’s a purchase you’ve been planning, now might be the time.

Olenna

They should do something like give free forex spending to make it more appealing.

I'm a frequent Waitrose/John Lewis customer but everytime i consider their credit card, they make the offering worse. 

WillPS

ab101 said:

So now the benefits have ended what card are people switching to? 

I had a look at the rewards cards on MSE at the time the email came out but don't want an AMEX and already have a Nationwide CC with fee free international use, everything else seemed quite rubbish.   

Barclaycard's Amazon and Avios (convertible to Nectar at parity) products are worth a look. 0.5% is possible with either; albeit with catches.

Santander's Edge CC was very good but has been nerfed and is now only quite good if you spend £800-1000 per month - (it works out as 0.6% if you spend exactly £1000).

The best long term 'on everything' straight forward not time limited non-Amex cashback rate is, of all things, The Co-operative Bank's members card - but I can't say 0.3% particularly excites me.

WillPS

J63320 said:

If you’ve still got your Partnership Card and want to shop at John Lewis, they are offering extra points this month - 15 per £4 in store, 10 per £4 online. It’s supposed to offset the reduction in points for the rest of the year! So they offer it in August when more people are away? Not convinced. But if there’s a purchase you’ve been planning, now might be the time.

Is 1 point worth 1p? 3.75% isn't exactly generous when you consider the availability of discounted giftcards (Airtime Rewards and Perks at Work have them for 4%, various workplace versions might have better discounts).