Iva or Dmp

Grumpelstiltskin

Ignore them , delete their number, take no notice of texts, phone calls and E Mails, delete all numbers any creditor uses just open any letters you receive by snail mail.

This is normal but remember you are in control now not your creditors

Shookt38

Grumpelstiltskin said:

Ignore them , delete their number, take no notice of texts, phone calls and E Mails, delete all numbers any creditor uses just open any letters you receive by snail mail.

This is normal but remember you are in control now not your creditors

Hi, 

received another mail from another creditor. Getting antsy.. and then stepchange say to just give the client number if they ask from my previous chat exchange with them. Is this Normal? Do i have a choice as to who i can just pay off first? Im maintaining my credit union of course. 

Grumpelstiltskin

If you are self managing then you pay who you want what you want.

Is it a letter sent through snail mail? If so what does it say.

If it's E Mail or text just delete it and the number it came from.

Remember you not keep in contact with them.

sourcrates

Shookt38 said:

Grumpelstiltskin said:

Ignore them , delete their number, take no notice of texts, phone calls and E Mails, delete all numbers any creditor uses just open any letters you receive by snail mail.

This is normal but remember you are in control now not your creditors

Hi, 

received another mail from another creditor. Getting antsy.. and then stepchange say to just give the client number if they ask from my previous chat exchange with them. Is this Normal? Do i have a choice as to who i can just pay off first? Im maintaining my credit union of course. 

Its standard computer generated collection activity, expect to get letters/phone calls/texts/emails etc from creditors asking you to contact them.

This is perfectly normal, you haven`t made it clear whether you are self managing this or using stepchange?

Shookt38

sourcrates said:

Shookt38 said:

Grumpelstiltskin said:

Ignore them , delete their number, take no notice of texts, phone calls and E Mails, delete all numbers any creditor uses just open any letters you receive by snail mail.

This is normal but remember you are in control now not your creditors

Hi, 

received another mail from another creditor. Getting antsy.. and then stepchange say to just give the client number if they ask from my previous chat exchange with them. Is this Normal? Do i have a choice as to who i can just pay off first? Im maintaining my credit union of course. 

Its standard computer generated collection activity, expect to get letters/phone calls/texts/emails etc from creditors asking you to contact them.

This is perfectly normal, you haven`t made it clear whether you are self managing this or using stepchange?

Hi! Sorry for the late reply. I have been advised here by some to do self managed dmp rather than stepchange. Is that a good option? I have cancelled DDs to everyone.

Shookt38

Grumpelstiltskin said:

If you are self managing then you pay who you want what you want.

Is it a letter sent through snail mail? If so what does it say.

If it's E Mail or text just delete it and the number it came from.

Remember you not keep in contact with them.

Grumpelstiltskin said:

If you are self managing then you pay who you want what you want.

Is it a letter sent through snail mail? If so what does it say.

If it's E Mail or text just delete it and the number it came from.

Remember you not keep in contact with them.

Is self managed dmp better than using stepchange?

Shookt38

Grumpelstiltskin said:

If you are self managing then you pay who you want what you want.

Is it a letter sent through snail mail? If so what does it say.

If it's E Mail or text just delete it and the number it came from.

Remember you not keep in contact with them.

Is it better for me to self manage? Or stepchange?

Grumpelstiltskin

Bearing in mind this should only be a short term DMP just until you leave the country no problem you doing self managed but the best solution as we have suggested a number of times is only to pay the credit unions, just stop paying all the other unsecured debts and save as much money as you can so you don't need to get into debt in the Middle East.

Shookt38

Grumpelstiltskin said:

Bearing in mind this should only be a short term DMP just until you leave the country no problem you doing self managed but the best solution as we have suggested a number of times is only to pay the credit unions, just stop paying all the other unsecured debts and save as much money as you can so you don't need to get into debt in the Middle East.

Paypal is emailing about missed payment too. Are you aware if they freeze your paypal account or do they stop interests?  

Shookt38

Hi! Natwest email via debt management as i didnt pay the £65 in my cc this month. Should i just ignore? Im just thinking what if i do SC and aelf manage after? Just to be safe