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Pensions and Universal Credit

davidbubblesberry
Posts: 1 Newbie
My partner has reached Pension Age and is now receiving State Pension of £613 every 4 weeks.
I am on Universal Credit and LCWA and Housing Benefit.
Because my partner is Italian and waiting to hear about settles status after 3 years she was ineligible for UC so I have been on a single person's claim.
But now they are deducting £691.70 from my UC as this is declared as a benefit but she never received any payments from UC for 3 years but now they are taking her pension is this correct
I am on Universal Credit and LCWA and Housing Benefit.
Because my partner is Italian and waiting to hear about settles status after 3 years she was ineligible for UC so I have been on a single person's claim.
But now they are deducting £691.70 from my UC as this is declared as a benefit but she never received any payments from UC for 3 years but now they are taking her pension is this correct
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Comments
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This is on the wrong forum. I'll see if I can move it to Benefits and hopefully you might get a response.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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This is correct. State pension is deducted in full from Universal credit. The amount deducted seems higher because state pension is paid four weekly and Universal credit is monthly so they work out the deduction at weekly state pension amount x 52 divided by 12. UC is a means tested benefit so will consider what other income you have as a couple to live off. If your partner was working before turning state retirement age then her earnings should have mean you had some deductions on your Uc also if they were above your work allowance.0
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You should change your UC to a joint claim, I think you would get more.0 bonus saver
35 NS&I
245 credit union
Credit card 25000 -
They won't get couples element if partner does not have recourse to public funds due to immigration status.0
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Rubyroobs said:They won't get couples element if partner does not have recourse to public funds due to immigration status.0 bonus saver
35 NS&I
245 credit union
Credit card 25000 -
Rubyroobs said:This is correct. State pension is deducted in full from Universal credit. The amount deducted seems higher because state pension is paid four weekly and Universal credit is monthly so they work out the deduction at weekly state pension amount x 52 divided by 12. UC is a means tested benefit so will consider what other income you have as a couple to live off. If your partner was working before turning state retirement age then her earnings should have mean you had some deductions on your Uc also if they were above your work allowance.
Let's Be Careful Out There0 -
itsthelittlethings said:Rubyroobs said:They won't get couples element if partner does not have recourse to public funds due to immigration status.0
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Rubyroobs said:itsthelittlethings said:Rubyroobs said:They won't get couples element if partner does not have recourse to public funds due to immigration status.0 bonus saver
35 NS&I
245 credit union
Credit card 25000 -
itsthelittlethings said:You should change your UC to a joint claim, I think you would get more.It will be a couples claim already, of course some special rules apply where a partner is subject to NRPF.The UC claim still must be made as a joint claim with both partners making a seperate claim and linking them with the code provided.
However because of the NRPF it is then treated as a claim by single person with a NRPF partner.If the NRPF partner is working/earning then that will be taken into account for UC, if the NRPF partner has savings/capital then those will also be taken into account if it takes joint savings over £6K.
In other words UC still treats them generally as a couple - except that it only pays the single person Standard Allowance and not the couples Standard Allowance. (Plus of course the partner with NRPF can't get the LCWRA element or any other element in their own right).If the immigration status later changes and the NRPF condition is lifted then UC should be informed and will start to treat/pay it as a full couples claim.3 -
If your Partner’s immigration status / settlement status changes, let UC know so they can conduct a review of the Habitual Residency Test.1
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