Well, if you don’t believe them?

madmedic112

Hello all,

I had a car finance agreement with a company called accept car credit, I emailed them asking if they participated in the Discretionary interest scheme, I flatly denied it, However, I have my suspicions that they may not be telling the truth? 

How do I check?

Stu. 

dunstonh

Provide your evidence to back up your allegation.  If you have none, then you don't make unfounded allegations against them.

Their website states they are a direct lender.  Why do you think they are not a direct lender and use brokers?

Ayr_Rage

madmedic112 said:

Hello all,

I had a car finance agreement with a company called accept car credit, I emailed them asking if they participated in the Discretionary interest scheme, I flatly denied it, However, I have my suspicions that they may not be telling the truth? 

How do I check?

Stu. 

I cannot see any company that could possibly be subject to FCA action telling porkies.

Do you mean discretionary commission, which is the current investigation or interest?

I presume you mean THEY flatly denied it.

Always a good idea to proof read your post before tapping submit

Nasqueron

madmedic112 said:

Hello all,

I had a car finance agreement with a company called accept car credit, I emailed them asking if they participated in the Discretionary interest scheme, I flatly denied it, However, I have my suspicions that they may not be telling the truth? 

How do I check?

Stu. 

Unless you have evidence that they were lying, you go nowhere.

Firms get huge fines e.g. Clydsdale (iirc) were fined £20m for pretending they had deleted old PPI data

Firms have nothing to gain by lying about it now not least because the FCA and courts may decide this is something of nothing and close it all down