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Mib requested insurer details

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  • jimjames
    jimjames Posts: 18,717 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 27 May at 9:32PM
    Peacewalk said:
    user1977 said:
    Peacewalk said:

    As someone pointed out truth or lie. What did you mean by lie?
    Well what options were you considering as a response to the question about who your insurer was?
    I really don't know. I am a novice to it all and really would appreciate your kind advise.

    Car_54 said:
    He is, however, guilty of a criminal offence. Or two.
     If it was in Spain then it would seem that the Uk offence of driving uninsured isn't relevant. There may be something similar in Spain but it sounds like nothing has been reported to the Spanish authorities.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • Peacewalk
    Peacewalk Posts: 21 Forumite
    10 Posts
    paul_c123 said:
    Just to be clear, did you hit the other car whilst on the ferry?
    Other car hit me.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    jimjames said:
     There may be something similar in Spain but it sounds like nothing has been reported to the Spanish authorities.
    There is certainly something "similar" in Spain and all EU countries. Like in the UK, given it came from EU legislation, you mustt have TPO cover on the vehicle at all times, even when not driving it, unless it's been declared permanently off the road (same as here with SORN)
  • Car_54
    Car_54 Posts: 8,870 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    jimjames said:
    Peacewalk said:
    user1977 said:
    Peacewalk said:

    As someone pointed out truth or lie. What did you mean by lie?
    Well what options were you considering as a response to the question about who your insurer was?
    I really don't know. I am a novice to it all and really would appreciate your kind advise.

    Car_54 said:
    He is, however, guilty of a criminal offence. Or two.
     If it was in Spain then it would seem that the Uk offence of driving uninsured isn't relevant. There may be something similar in Spain but it sounds like nothing has been reported to the Spanish authorities.
    Unless the DVLA had been told it was being exported, then the continuous insurance law applies.
  • Baldytyke88
    Baldytyke88 Posts: 527 Forumite
    100 Posts First Anniversary Name Dropper
    Car_54 said:
    The OP says "another car from another lane came and hit us", which implies that the other driver was at fault.

    If the OP was not at fault, then the fact that he was uninsured is irrelevant.


    This is what the OP said, "In the morning the parking attendant guided us to move forward and when we did another car from another lane came and hit us."

    So not so clear cut, it sounds more like 50/50

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Its pure speculation until other versions of events are heard... as the OP has presented it it sounds like the TP's fault but the TP may say the mirror, that they were instructed to proceed and the OP ignored the instruction to wait and moved forward anyway causing the collision. 
  • Grey_Critic
    Grey_Critic Posts: 1,528 Forumite
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    Simple answer tell the truth if not then the consequences are you will likely find yourself blacklisted and be unable to get insurance in future.
  • paul_c123
    paul_c123 Posts: 547 Forumite
    500 Posts Third Anniversary Name Dropper
    Peacewalk said:
    paul_c123 said:
    Just to be clear, did you hit the other car whilst on the ferry?
    Other car hit me.
    There is no offence, a car ferry is not "a public place" so there is no legal requirement for insurance. Also there is the question of jurisdiction.
  • Iceweasel
    Iceweasel Posts: 4,883 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Very confusing info so far.
    Can you clarify exactly where the collision occurred?
    In a lane/queue waiting to board the ferry - i.e. on Spanish soil?
    On board the ferry?
    When leaving the ferry - i.e. in some as yet unnamed country on the African continent?
    There is no country called Africa so which country is the car in now?
    Is the car going to travel through other African countries?
    What insurance is covering the car now?
    Even African countries have laws regarding insurance.
    Of course the prudent thing would have been to have 'Green Card' insurance in place all the way from the UK to your final destination country - but it's  too late for that now.
  • Iceweasel
    Iceweasel Posts: 4,883 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 22 July at 7:43PM
    teaselMay said:
    All you can reply is that you weren't insured on the day of the accident. 

    How come MIB is involved? Was the other car UK registered too?
    The MIB is an international organisation which coordinates insurance matters in all countries which are signatures to the agreement.
    Many African countries are signatories but as yet we don't know where the OP is.
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