Car Finance 1998

Jimmy_Bull

I took out car finance in 1998. I will have the paperwork somewhere and will try to dig it out but from what I remember it was with Blackhorse Finance. I bought a car through the old Reg Vardy. I’m sure I paid something ridiculous like 18.9% APR ? Car was £8k and I paid something like £11k back ?
Could I be entitled to anything back ? Everything surrounding car finance only seems to go back to 2007 ?

Ayr_Rage

Don't bother digging it out, throw it out.

You are well before the applicable period for any sort of claim.

robinwales

Just out of interest - how many miles on the clock?

dunstonh

Jimmy_Bull said:

I took out car finance in 1998. I will have the paperwork somewhere and will try to dig it out but from what I remember it was with Blackhorse Finance. I bought a car through the old Reg Vardy. I’m sure I paid something ridiculous like 18.9% APR ? Car was £8k and I paid something like £11k back ?
Could I be entitled to anything back ? Everything surrounding car finance only seems to go back to 2007 ?

Absolutely nothing as the Consumer Credit Act 2006 didn't exist at the time.