Chip isa

VNX

danny13579 said:

It shouldn't make any difference which way you do it. Once you've never opened a Chip account before and you've not let 14 days pass (which you haven't) the code will work for you.

Be prepared to ditch them after this gimmick promo ends though or if you see a better rate elsewhere in the next few months, which you probably will! 

Best of luck with that 

danny13579

VNX said:

danny13579 said:

It shouldn't make any difference which way you do it. Once you've never opened a Chip account before and you've not let 14 days pass (which you haven't) the code will work for you.

Be prepared to ditch them after this gimmick promo ends though or if you see a better rate elsewhere in the next few months, which you probably will! 

Best of luck with that 

Chip - currently 4.96% for new customers for a year.

You don't think the likes of T212 (currently 4.86% for new customers for a year) or Plum (currently 4.95% for new customers for a year) will bring out new bonus rates for new customers to try to top the table?

soulsaver

danny13579 said:

VNX said:

danny13579 said:

It shouldn't make any difference which way you do it. Once you've never opened a Chip account before and you've not let 14 days pass (which you haven't) the code will work for you.

Be prepared to ditch them after this gimmick promo ends though or if you see a better rate elsewhere in the next few months, which you probably will! 

Best of luck with that 

Chip - currently 4.96% for new customers for a year.

You don't think the likes of T212 (currently 4.86% for new customers for a year) or Plum (currently 4.95% for new customers for a year) will bring out new bonus rates for new customers to try to top the table?

You won't get 4.96% for a year - its underlying rate is a tracker.

danny13579

soulsaver said:

You won't get 4.96% for a year - its underlying rate is a tracker.

I know this! That's why I said "currently", three times.

stambridge

The “boosted” rate is valid for a year but yes the total rate tracks 0.26% below the BOE base rate. 

soulsaver

danny13579 said:

soulsaver said:

You won't get 4.96% for a year - its underlying rate is a tracker.

I know this! That's why I said "currently", three times.

So if you know, why post that is for a year when you know it isn't? 

Johnny-Cage

Take it even if you’ve fully deleted your Chip account 
You can’t reopen a new account for a ISA 

stambridge

They say if you have previously closed an isa account you cannot open another one in the future. I think if you have just registered with them before but not had an isa you should be a le to have an isa now but you wouldn't get the “bonus” interest. Best to check with them to make sure though. 

jimjames

soulsaver said:

danny13579 said:

soulsaver said:

You won't get 4.96% for a year - its underlying rate is a tracker.

I know this! That's why I said "currently", three times.

So if you know, why post that is for a year when you know it isn't? 

How do you know what rates will do over the next year? All that can be said is the current rate, potentially there may be drops but who knows what will happen in reality. You've only got to look back at prediction threads to see how badly out of line they can be.