Tesco car inurance

Swaledale

retiredbanker1 said:

A simple Google search brought this up - take it as you will

Yes, it's generally advisable to inform your home insurance provider if you have an electric car and a home charging point, as this can affect your policy and coverage. 

Here's why:

• Potential for Double Insurance:

  Some home insurance policies now cover EV charging points and cables, while car insurance may also cover similar items. This can lead to "double insurance" situations where it's unclear which policy covers a claim, and you might end up paying your excess twice, says Defaqto. 
• Risk Profile Change:

  An EV charger might be seen as increasing your home's risk profile, particularly regarding fire hazards or potential hazards from cables, says anthonyjones.com. 
• Policy Coverage:

  Your current home insurance policy might not cover the EV charger or related damage. If it doesn't, you could be out of pocket if something happens to the charger, says anthonyjones.com. 
• Insurers May Require Notification:

  Some insurers might require you to notify them about the EV charger installation, especially if it's a fixed charging point, says Myenergi. 

What to do:

• Check your policy:

  Review your home insurance policy and see if it covers EV chargers, cables, or any related damage. says Defaqto
• Contact your insurer:

  If you have any doubts about coverage, contact your home insurance provider to discuss how having an EV and a charging point might affect your policy.
• Consider policy amendments:

  If your current policy doesn't adequately cover the charger, you might need to consider amending your policy to ensure you have the necessary coverage, says anthonyjones.com. 

Retiredbanker you seem to be trying hard to find all you can do to find negativity about evs. Don't believe all you read on the Web. Many moons ago some tried to resist the end of steam as great as it was. I have checked with my house insurance provider which happens to be Tesco and ev chargers connected to a house are covered. It is not necessary to inform them one has been fitted as long it has been fitted by a qualified professional. It is covered under fixtures and fittings, only removable items such a cable are not covered.