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Reeves' ISA review
Comments
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Latest from FT Online.
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Under the previous Labour government, rounding was done so that the figure was divisible by 12, so this would be a continuation of that. £1,000 a month feels a lot better than £833.33, even though it’s not that much more.1
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You've got to be a bit scared of a Chancellor who thinks that Cash ISAs and S&S ISAs serve the same purpose for most people.12
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Quite.boingy said:You've got to be a bit scared of a Chancellor who thinks that Cash ISAs and S&S ISAs serve the same purpose for most people.
Stocks & shares ISAs (Individual Savings Accounts) shouldn't actually be called ISAs at all.3 -
I think they meant the "S" in ISA was misleading when discussing S&S' ISAs 😉ivormonee said:One is investment in stocks etc. with associated risk, and the other is keeping money in cash on deposit in return for an interest payment - two completely different things. The "ISA" just means that there is no tax to pay - it is not the type of product. Rach from a/cs just doesn't get it.How's it going, AKA, Nutwatch? - rolling 12 month spends to date = 2.85% of current retirement "pot" (as at end October 2026)0 -
More newspapers are reporting the latest pseudo-leaks from the govt. today in relation to a £12k cap on cash ISAs, first mentioned a few days ago but now being more widely reported. Again though, it's just speculation.0
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Fiddling while Rome burns2
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By way of preparation, what would be the most cash-like ETFs that one could use in an S&S ISA in lieu of a reduction in the cash ISA allowance should it arise?1
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Papers just copy each other, so it could be a leak, or it could just be a rumour echo to fill space.ivormonee said:More newspapers are reporting the latest pseudo-leaks from the govt. today in relation to a £12k cap on cash ISAs, first mentioned a few days ago but now being more widely reported. Again though, it's just speculation.1 -
There are money market ETFs (eg, CSH2) but *if* there are restrictions, I'd fully expect cash equivalent funds/ETFs to have the same restrictions.ivormonee said:By way of preparation, what would be the most cash-like ETFs that one could use in an S&S ISA in lieu of a reduction in the cash ISA allowance should it arise?1
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