We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Reeves' ISA review
Comments
-
Latest from FT Online.
7 -
Under the previous Labour government, rounding was done so that the figure was divisible by 12, so this would be a continuation of that. £1,000 a month feels a lot better than £833.33, even though it’s not that much more.1
-
You've got to be a bit scared of a Chancellor who thinks that Cash ISAs and S&S ISAs serve the same purpose for most people.12
-
Quite.boingy said:You've got to be a bit scared of a Chancellor who thinks that Cash ISAs and S&S ISAs serve the same purpose for most people.
Stocks & shares ISAs (Individual Savings Accounts) shouldn't actually be called ISAs at all.3 -
I think they meant the "S" in ISA was misleading when discussing S&S' ISAs 😉ivormonee said:One is investment in stocks etc. with associated risk, and the other is keeping money in cash on deposit in return for an interest payment - two completely different things. The "ISA" just means that there is no tax to pay - it is not the type of product. Rach from a/cs just doesn't get it.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
More newspapers are reporting the latest pseudo-leaks from the govt. today in relation to a £12k cap on cash ISAs, first mentioned a few days ago but now being more widely reported. Again though, it's just speculation.0
-
Fiddling while Rome burns2
-
By way of preparation, what would be the most cash-like ETFs that one could use in an S&S ISA in lieu of a reduction in the cash ISA allowance should it arise?1
-
Papers just copy each other, so it could be a leak, or it could just be a rumour echo to fill space.ivormonee said:More newspapers are reporting the latest pseudo-leaks from the govt. today in relation to a £12k cap on cash ISAs, first mentioned a few days ago but now being more widely reported. Again though, it's just speculation.1 -
There are money market ETFs (eg, CSH2) but *if* there are restrictions, I'd fully expect cash equivalent funds/ETFs to have the same restrictions.ivormonee said:By way of preparation, what would be the most cash-like ETFs that one could use in an S&S ISA in lieu of a reduction in the cash ISA allowance should it arise?1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards