T212 rate cuts

Aidanmc

allegro120 said:

I received this e-mail today, but still not clear on what my rate will be.
Email is saying Trading 212 Cash ISA: From 4.35% to 4.10%, but according to my notes I'm on 4.5% AER variable standard interest plus a 1.1% fixed rate boost for three months.  My app is currently showing 5.6%.  4.5+1.1=5.6, so that's correct.  Also I've never had any notifications about the standard rate dropping from 4.5% to 4.35%.  When did that happen?

We're adjusting our base interest rate for GBP (Pound Sterling), effective as of 1 May 2025. Your rates will be as follows: Trading 212 Cash ISA: From 4.5% to 4.35% variableTrading 212 Stocks ISA, Invest and CFD: 4.6% (no change)

slinger2

Aidanmc said:

allegro120 said:

I received this e-mail today, but still not clear on what my rate will be.
Email is saying Trading 212 Cash ISA: From 4.35% to 4.10%, but according to my notes I'm on 4.5% AER variable standard interest plus a 1.1% fixed rate boost for three months.  My app is currently showing 5.6%.  4.5+1.1=5.6, so that's correct.  Also I've never had any notifications about the standard rate dropping from 4.5% to 4.35%.  When did that happen?

We're adjusting our base interest rate for GBP (Pound Sterling), effective as of 1 May 2025. Your rates will be as follows: Trading 212 Cash ISA: From 4.5% to 4.35% variableTrading 212 Stocks ISA, Invest and CFD: 4.6% (no change)

I got the same. My email was 17 April pm