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Suffolk FR ISA 2 year allows further additions until 05/04/26

Options
Might be one to open speculatively  Min only £100 to open.   Can add funds until end of this tax year which only a few other providers allow.  

Comments

  • soulsaver
    soulsaver Posts: 6,617 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 May at 12:40PM
    Might be one to open speculatively  Min only £100 to open.   Can add funds new money until end of this tax year which only a few other providers allow.  
    Can add funds new money. Transfers in only accepted whilst still 'on sale'.

    https://www.suffolkbuildingsociety.co.uk/savings-products/2-year-fixed-rate-isa/

    Can I transfer in my ISA from another ISA Manager?

    Yes. You can transfer in an ISA from another ISA Manager, whilst this ISA remains available to open. We cannot accept partial transfers of current years’ subscriptions or flexible ISAs, where you have used your flexible options.

  • Growingold
    Growingold Posts: 464 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Might be one to open speculatively  Min only £100 to open.   Can add funds until end of this tax year which only a few other providers allow.  
    Just to say posted application with cheque enclosed last Sunday to Suffolk second class. Received passbook today Saturday through the post. Just under a week. Registered online and now can view any further transactions I will make. Very efficient.
  • Kim_13
    Kim_13 Posts: 3,437 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Now 3.90% with the maturity date being a month later. I put a first class stamp on my application due to not finding the thread as soon as OP posted. I hope it got there in time to get 4.15% as I would not have bothered to send off for the replacement.
  • soulsaver
    soulsaver Posts: 6,617 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 May at 5:17PM
    For future, when it's postal it may be worth phoning & asking for them to send you an application form. Many  of the providers will register your interest and treat it as 'started'; so even when it goes off sale they'll give you another week to get the form in.

    ETA: Some provide a postage  paid or stamped envelope, too. Ask.
  • Growingold
    Growingold Posts: 464 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Kim_13 said:
    Now 3.90% with the maturity date being a month later. I put a first class stamp on my application due to not finding the thread as soon as OP posted. I hope it got there in time to get 4.15% as I would not have bothered to send off for the replacement.
    And there's an online version now as well as before only branch/postal
  • Growingold
    Growingold Posts: 464 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Kim_13 said:
    Now 3.90% with the maturity date being a month later. I put a first class stamp on my application due to not finding the thread as soon as OP posted. I hope it got there in time to get 4.15% as I would not have bothered to send off for the replacement.
    And there's an online version now as well as before only branch/postal
    When did you send your application off? Give them a ring and find out if they've opened it yet? And if not would they honour the date on your application.

  • Kim_13
    Kim_13 Posts: 3,437 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Pleased to report that Suffolk honoured the rate. I didn’t need to call them to get them to do so, but the fact I wrote the maturity date on the application (exactly as the account was listed on their website, rather than just 2 Year Fixed Rate ISA) may have helped. I filled out the application on Saturday so it probably didn’t go anywhere until Monday. Searches by them on my credit file are dated yesterday, the same as the confirmation letter.

    Online access now all set up, a very smooth experience as a new customer to them. Tried to set the account up on my online banking but COP failed so will try again on Tuesday.
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